tag:blogger.com,1999:blog-13002596672684531352024-03-18T08:30:37.071+05:30ChargePlate - The Finsavvy ArenaChargePlate.in publishes top-notch Reviews on All Major Bank Credit Cards and Hands-on Experiences. Offers of Bank Card, Guides, Tutorials, and Alert on other Financial Instruments.Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.comBlogger424125tag:blogger.com,1999:blog-1300259667268453135.post-42164376090284075782024-02-24T19:47:00.001+05:302024-02-24T19:47:41.231+05:30Understanding the FICO Score: A Comprehensive Guide to Your Financial Health<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5w1e6haf7Fvjns-KYPvw922z_OTKPzeRQqfB0yhNPk1D5z0GEIrcU_okYB9FNcbMQ9C42buphnvCdrnJu_PRO9_ZBLZdJZ_TZ_efn2ROkyPUeO02b-nGp8VKfn6BPeY_6c7GAVIEV-T77lLT592zIIKmatOV3TMaish2n1ZvKzQ-01fja72GeTg_Cfos/s850/excellent-credit-score-750-850.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="Fico score" border="0" data-original-height="550" data-original-width="850" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5w1e6haf7Fvjns-KYPvw922z_OTKPzeRQqfB0yhNPk1D5z0GEIrcU_okYB9FNcbMQ9C42buphnvCdrnJu_PRO9_ZBLZdJZ_TZ_efn2ROkyPUeO02b-nGp8VKfn6BPeY_6c7GAVIEV-T77lLT592zIIKmatOV3TMaish2n1ZvKzQ-01fja72GeTg_Cfos/s16000/excellent-credit-score-750-850.jpg" title="credit score" /></a></div><br /><p style="text-align: justify;">In today's financial landscape, credit scores play a pivotal role in determining one's ability to access credit, secure favorable interest rates, and achieve various financial goals. Among the myriad credit scoring models, the FICO Score stands out as one of the most widely used and influential metrics. In this comprehensive guide, we delve into the intricacies of the FICO Score, unraveling its significance, components, calculation methods, and the strategies to improve it.</p><span><a name='more'></a></span><p style="text-align: justify;"><br /></p><div class="mbtTOC" style="text-align: left;"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><h3 style="text-align: justify;">What is a FICO Score?</h3><p style="text-align: justify;"><br /></p><p style="text-align: justify;">The Fair Isaac Corporation (FICO) introduced the FICO Score in 1989 as a standardized measure of an individual's credit risk. It serves as a numerical representation of one's creditworthiness, ranging from 300 to 850, with higher scores indicating lower credit risk and vice versa. Lenders across various industries, including mortgage, auto loans, credit cards, and personal loans, rely on FICO Scores to assess the likelihood of timely repayment by borrowers.</p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Components of the FICO Score:</h3><p style="text-align: justify;"><br /></p><p style="text-align: justify;">Understanding the composition of the FICO Score is essential for comprehending its implications and devising effective strategies for improvement. The score comprises five key components, each carrying a different weightage:</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">1. Payment History (35%): This component evaluates the consistency and timeliness of your past credit payments. It considers factors such as the presence of any late payments, delinquencies, bankruptcies, or accounts in collections.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">2. Amounts Owed (30%): This segment assesses your overall debt burden relative to your available credit. It takes into account factors such as credit utilization ratio, outstanding balances on credit accounts, and the number of accounts with balances.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">3. Length of Credit History (15%): The length of your credit history reflects the duration for which you've been managing credit accounts. A longer credit history typically correlates with a higher FICO Score, provided that the payment history is positive.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">4. Credit Mix (10%): FICO Scores consider the diversity of credit accounts in your portfolio, including credit cards, installment loans, mortgage loans, and retail accounts. A balanced mix of credit types may positively impact your score.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">5. New Credit (10%): This component examines your recent credit inquiries and newly opened accounts. Multiple inquiries within a short timeframe or a flurry of new accounts may signal increased credit risk.</p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Calculating the FICO Score:</h3><p style="text-align: justify;"><br /></p><p style="text-align: justify;">The exact algorithms used to calculate FICO Scores are proprietary to the Fair Isaac Corporation. However, the underlying methodology emphasizes predictive modeling based on historical credit data. FICO Scores are generated using complex algorithms that analyze information from credit reports provided by the three major credit bureaus: Equifax, Experian, and TransUnion.</p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Improving Your FICO Score:</h3><p style="text-align: justify;"><br /></p><p style="text-align: justify;">While improving your FICO Score requires time and diligence, implementing certain strategies can yield tangible results over time:</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">1. Pay bills on time: Consistently meeting payment deadlines is paramount for maintaining a positive payment history, the most influential factor in FICO Score calculation.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">2. Reduce debt: Lowering your credit card balances and overall debt can positively impact your credit utilization ratio, a key determinant of the Amounts Owed component.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">3. Avoid opening new accounts frequently: Limiting new credit inquiries and account openings can prevent unnecessary fluctuations in your FICO Score.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">4. Monitor your credit report: Regularly reviewing your credit report allows you to identify inaccuracies, dispute errors, and detect potential signs of identity theft or fraud.</p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Conclusion:</h3><p style="text-align: justify;"><br /></p><p style="text-align: justify;">The FICO Score serves as a crucial benchmark in the realm of consumer credit, influencing lending decisions, interest rates, and financial opportunities. By gaining a deeper understanding of its components, calculation methods, and improvement strategies, individuals can take proactive steps to enhance their financial health and achieve their long-term goals. Remember, a strong FICO Score isn't built overnight but through consistent financial discipline and responsible credit management.</p><script>mbtTOC();</script><div><br /></div>
Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also tweet us by clicking the icon below.<div style="text-align: justify;"><br /></div><div style="text-align: justify;">Thanks for reading!</div><div style="text-align: justify;"><br /></div>
<a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-40603616323347100002024-02-12T15:47:00.002+05:302024-02-12T15:56:36.552+05:30How to Get NordVPN 31 Months Subscription for FREE | Limited Period Promotion <p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUlROTlWoIGnqbtIcPWC2KSmC5AuPDCyFN2wgEIbcpxjnk4tFz9MIzkYtOpsx-1lMrkZFO97imLoiY0LNhyLKsH-RCWdMJRMWUPVpq-d44POwllvMtlYWmV9Oux2VWm7TxYoWwKrxr0QL0qkIiGssIEzkY9sVRz0Mp_80xzZLfFItt1Go6uEBb2SmnCTI/s763/2.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="Rakuten" border="0" data-original-height="433" data-original-width="763" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjUlROTlWoIGnqbtIcPWC2KSmC5AuPDCyFN2wgEIbcpxjnk4tFz9MIzkYtOpsx-1lMrkZFO97imLoiY0LNhyLKsH-RCWdMJRMWUPVpq-d44POwllvMtlYWmV9Oux2VWm7TxYoWwKrxr0QL0qkIiGssIEzkY9sVRz0Mp_80xzZLfFItt1Go6uEBb2SmnCTI/s16000/2.jpg" title="NordVPN" /></a></div><br /><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Are you in the market for a reliable VPN but hesitant about the costs? Look no further! NordVPN, a leading provider of virtual private network services, is currently offering an incredible deal that you won't want to miss. In this blog post, we'll walk you through the steps to snag a NordVPN subscription for as low as $0.52 per month or even for free!</div><div style="text-align: justify;"><br /></div><span><div class="mbtTOC" style="text-align: left;"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><a name='more'></a></span><p></p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Celebrating NordVPN's 12th Birthday</h3><div><br /></div><p style="text-align: justify;">NordVPN is celebrating its 12th birthday in style by offering a massive 67% discount on its 2 years subscriptions plan + 3 months additional subscription. This brings the price down to just $2.91 per month, making it one of the best deals on the market. We will further get this price trimmed down with Special Price + Promocode + 80% CB or 80X AMEX MR Points + Sign-up bonus.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Exclusive Coupon Codes</h3><div><br /></div><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPDFsLk_8tiSKHahrS27bRVv1O5CDPJYffwYGs0iqOtsRB6N6OY-jd3sTMgoAZJRs5zoodDrdGWARHjhT38S05sqDo11UtsnSy18N8z7U-Rhd3JPAhI1NlJQHaZOcDIgVxQYk6EyU5JSz-FTE5fSrvPhpxaIzAgrmcDDjkwLOZZKDXq5fwvCxNURNmB50/s675/3b.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="492" data-original-width="675" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPDFsLk_8tiSKHahrS27bRVv1O5CDPJYffwYGs0iqOtsRB6N6OY-jd3sTMgoAZJRs5zoodDrdGWARHjhT38S05sqDo11UtsnSy18N8z7U-Rhd3JPAhI1NlJQHaZOcDIgVxQYk6EyU5JSz-FTE5fSrvPhpxaIzAgrmcDDjkwLOZZKDXq5fwvCxNURNmB50/s16000/3b.jpg" /></a></div><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-G5Xe1AvS5bhqPynwIrrnKGzWFtX72Xu9rYnrISDes28fX891GTkYMPLxSqPvyPgTwhBGVOS7ayXsP-vw7eGCsb-fb8wR44LNN09jenb7m8ag1V2T9hwRSQm_2WsG8STGVgnrTMbGmMwj7U1U3peklGhCMa9Esh04arrTAgVvcSeJLFMaz361cQ_g0c4/s672/3a.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="492" data-original-width="672" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-G5Xe1AvS5bhqPynwIrrnKGzWFtX72Xu9rYnrISDes28fX891GTkYMPLxSqPvyPgTwhBGVOS7ayXsP-vw7eGCsb-fb8wR44LNN09jenb7m8ag1V2T9hwRSQm_2WsG8STGVgnrTMbGmMwj7U1U3peklGhCMa9Esh04arrTAgVvcSeJLFMaz361cQ_g0c4/s16000/3a.jpg" /></a></div><br /><p style="text-align: justify;">But wait, there's more! By using the coupon code "thedeshbhakt" you can get an extra four months of subscription absolutely free! Alternatively, you can use the code "couponology" for additional 5% savings.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Special Offers for U.S. Residents</h3><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhJajxS2xCgX_1dX97lNNTsz0rWu8bLRKWLmI_nxMULehxk3ycpQLYrldl_BTcIkCBt8_9w9y7OBxnKU7c85kKbZb2ip7fLkaQmI4Kjj4xeB0sLNUrN2FAQEljVYKWoitJ8_71pSmvesUztTbTBctMIm7MwCyTtEudTHEnA1uG4ZEdgfzL0TNNejuSTWZs/s747/4.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="Rakuten" border="0" data-original-height="686" data-original-width="747" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhJajxS2xCgX_1dX97lNNTsz0rWu8bLRKWLmI_nxMULehxk3ycpQLYrldl_BTcIkCBt8_9w9y7OBxnKU7c85kKbZb2ip7fLkaQmI4Kjj4xeB0sLNUrN2FAQEljVYKWoitJ8_71pSmvesUztTbTBctMIm7MwCyTtEudTHEnA1uG4ZEdgfzL0TNNejuSTWZs/s16000/4.jpg" title="uber eats" /></a></div><p style="text-align: justify;"><br /></p><p style="text-align: justify;">If you're located in the United States, NordVPN has a special treat for you. Instead of the extra 3 months of subscription, you can claim Uber Eats vouchers worth $10 for the standard subscription, $20 for the plus subscription, and $30 for the ultimate subscription.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Maximizing Cashback Opportunities</h3><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKkFwoa3DDRXehqVrbGQZ8mWEW3ffmh94HZgOt4H5mm6VAG8GYW0EWCRutluXutDAnMzxHEiLxl5Ok2rXjMVhpJMeoPSlwM1nB_r5Akn623QbA6WJ2hegSVATKoO1RFc4hmIINMYfY8HynrY2go7q3SaE33ieBqKuoVtaHvP8UVw3NOXlxkaddFlY1_lI/s842/1.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="rakuten nordvpn" border="0" data-original-height="522" data-original-width="842" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKkFwoa3DDRXehqVrbGQZ8mWEW3ffmh94HZgOt4H5mm6VAG8GYW0EWCRutluXutDAnMzxHEiLxl5Ok2rXjMVhpJMeoPSlwM1nB_r5Akn623QbA6WJ2hegSVATKoO1RFc4hmIINMYfY8HynrY2go7q3SaE33ieBqKuoVtaHvP8UVw3NOXlxkaddFlY1_lI/s16000/1.jpg" title="ubereats nordvpn" /></a></div><br /><p style="text-align: justify;">To sweeten the deal even further, route your NordVPN purchase through Rakuten.com to get an 80% extra cashback or 80k American Express membership points. This cashback can significantly reduce the effective price of your subscription.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Calculating the Savings</h3><div><br /></div><p style="text-align: justify;">After factoring in the discounted birthday price, coupon codes, and cashback offers, you can secure a NordVPN subscription for just $16.27 for 31 months (24 months base + 4 months promo + 3 months birthday promo). That's an unbeatable price of $0.52 per month!</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Sign-Up Bonus</h3><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjJe7hHLICj7JsI0pN42bTdghKaQIQ6yS-Jc-lvV47Bov2nYFk9YiAYhp8cNRlT3J9O1zkOfsD3-Pslk1VqxP_Mas07Qt5CYjSU8VEtOjEz66GDLxkCI8y2v0UF42ZpDfe3eht9surlhN98HojDRwjehINu7Ggou2jgWYOGWaE07DnciI-H0z1MLwjpg1k/s763/d.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="Rakuten Refferal" border="0" data-original-height="361" data-original-width="763" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjJe7hHLICj7JsI0pN42bTdghKaQIQ6yS-Jc-lvV47Bov2nYFk9YiAYhp8cNRlT3J9O1zkOfsD3-Pslk1VqxP_Mas07Qt5CYjSU8VEtOjEz66GDLxkCI8y2v0UF42ZpDfe3eht9surlhN98HojDRwjehINu7Ggou2jgWYOGWaE07DnciI-H0z1MLwjpg1k/s16000/d.jpg" title="Rakuten deals" /></a></div><br /><div><br /></div><p style="text-align: justify;">If you're new to Rakuten, sign up by clicking <a href="http://www.rakuten.com/r/KHANI22?eeid=44971" target="_blank">here</a> to get a $30 bonus after spending $30 on purchases. This bonus effectively rewards you with an extra $13.73 in savings when purchasing NordVPN for 31 months.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Spread the Word</h3><div><br /></div><p style="text-align: justify;">Don't keep these amazing deals to yourself! Share this blog post with your friends and family so they too can take advantage of these incredible offers. Whether you're looking for extra months of subscription or significant savings, NordVPN has you covered.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Conclusion</h3><div><br /></div><p style="text-align: justify;">With NordVPN's 12th birthday celebration in full swing, now is the perfect time to secure a subscription at an unbeatable price. By combining special discounts, coupon codes, cashback offers, and sign-up bonuses, you can enjoy all the benefits of NordVPN for just a fraction of the cost. Don't miss out on these fantastic deals – act now and start browsing the web securely and anonymously with NordVPN!</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><br /></p><script>mbtTOC();</script>
<div><div style="text-align: justify;">Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also tweet us by clicking the icon below.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Thanks for reading!</div><div style="text-align: justify;"><br /></div></div>
<a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-64166972681369035022023-04-03T09:39:00.005+05:302023-07-17T09:58:35.383+05:30Unveiling the Benefits of the American Express Gold Card in the USA<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhu3uHGWDCBrtBzlYASdXFUPVAbFa9a6NOIVdtg0rUPmrk5M-LI0S1RAR0QD1FeUbjxGm2jzvXWxHZps8j54RKuQ2Y2etEto0goJ6Mssr0WigRkM3qERv3GwgY4Yshx2diMK32cJ2NBX7xMTM3yf3HUMOeWNRbiMJbAH6DevpXXBXqzjBK6SG1IQWcNxt0/s1490/Amex%20Gold%20USA.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Amex Gold USA" border="0" data-original-height="745" data-original-width="1490" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhu3uHGWDCBrtBzlYASdXFUPVAbFa9a6NOIVdtg0rUPmrk5M-LI0S1RAR0QD1FeUbjxGm2jzvXWxHZps8j54RKuQ2Y2etEto0goJ6Mssr0WigRkM3qERv3GwgY4Yshx2diMK32cJ2NBX7xMTM3yf3HUMOeWNRbiMJbAH6DevpXXBXqzjBK6SG1IQWcNxt0/s16000/Amex%20Gold%20USA.jpg" title="American Express Gold Card" /></a></div><br /><div style="text-align: justify;"><br /></div><div style="text-align: justify;">When it comes to credit cards, the American Express Gold Card shines as a top contender for individuals seeking exceptional rewards and savings opportunities. With its impressive earning rates on dining and grocery purchases, coupled with valuable statement credits, this card offers a wealth of benefits. In this blog post, we will explore the features, rewards, redemption options, and perks that make the American Express Gold Card a coveted choice for consumers.</div><span><a name='more'></a></span><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div class="mbtTOC" style="text-align: left;"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Welcome Offer</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The American Express Gold Card currently presents a welcome bonus of 60,000 Membership Rewards points after spending $4,000 on eligible purchases within the first six months. This bonus is valued at an impressive $1,200, making it a compelling incentive for new cardholders.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Earning Points</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The Amex Gold Card excels in its earning potential with generous bonus categories:</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><ul><li>4 points per dollar on dining at restaurants, including takeout and delivery within the U.S.</li><li>4 points per dollar on up to $25,000 in purchases at U.S. supermarkets per calendar year (then 1 point per dollar)</li><li>3 points per dollar on flights booked directly with airlines or via the Amex Travel Portal</li><li>1 point per dollar on all other eligible purchases</li></ul></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">These rates translate to exceptional value, allowing cardholders to earn up to an 8% return on spending in dining and grocery categories, based on TPG valuations. Moreover, the 3-point-per-dollar earning rate on flights booked directly through airlines is particularly advantageous for frequent travelers.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Redeeming Points</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;">American Express Membership Rewards points are highly regarded for their flexibility and value. Cardmembers can transfer points to a multitude of airline and hotel partners, unlocking exceptional travel options. From domestic airlines like Delta and JetBlue to international programs such as Virgin Atlantic and Avianca LifeMiles, the possibilities for redemptions are vast. Additionally, points can be used to purchase gift cards, cover charges on the billing statement, shop at Amazon, ride with Uber, or book travel directly through Amex. However, transferring points to travel partners typically yields the highest value, with TPG valuations pegging them at 2 cents per point.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Card Benefits</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The American Express Gold Card extends a range of enticing benefits to cardmembers, including:</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><ul><li>Up to $120 annual dining statement credit: Enjoy monthly credits of up to $10 when dining at participating partners such as Grubhub, The Cheesecake Factory, and Goldbelly.</li><li>Up to $120 in annual Uber Cash: Receive monthly Uber Cash credits of up to $10 for Uber Eats and Uber rides within the U.S.</li><li>Up to $100 in hotel credits: Book a stay of two nights or more through Amex's The Hotel Collection and receive a $100 on-site credit for qualifying activities, such as dining or spa treatments.</li><li>No foreign transaction fees: Travelers will appreciate the absence of foreign transaction fees, ensuring a seamless and rewarding experience when making purchases abroad.</li><li>Baggage insurance and trip delay reimbursement: Cardholders are eligible for coverage in case of lost or damaged luggage and reimbursement for eligible expenses in the event of trip delays.</li><li>Rental car insurance: Secondary coverage is provided for damage or theft when the entire car rental is paid for with the Amex Gold Card.</li></ul></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">These benefits combine to offer significant value year after year, making the American Express Gold Card an ideal choice for frequent travelers.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Competing Cards</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;">While the American Express Gold Card stands out in its own right, several alternative options compete in similar categories:</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><ul><li>Chase Sapphire Preferred Card: Offers 3 points per dollar on dining and 2 points per dollar on travel purchases, with a lower annual fee.</li><li>Capital One Venture Rewards Credit Card: Provides a flat rate of 2 miles per dollar on all purchases and offers solid transfer partners.</li><li>Platinum Card® from American Express: Offers premium travel rewards, airport lounge access, and complimentary hotel elite status.</li></ul></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Conclusion</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The American Express Gold Card truly exemplifies the phrase "golden opportunity." Its outstanding earning rates, valuable statement credits, flexible redemption options, and enticing perks make it a must-have credit card for individuals who prioritize dining, grocery shopping, and travel. Whether you're a foodie, a globetrotter, or a savvy spender, the American Express Gold Card is designed to enhance your lifestyle and bring exceptional value to your wallet.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><script>mbtTOC();</script>
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Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0New York, NY, USA40.7127753 -74.005972812.402541463821152 -109.1622228 69.023009136178842 -38.849722799999995tag:blogger.com,1999:blog-1300259667268453135.post-34808899012296379942023-01-18T03:30:00.002+05:302023-02-14T03:44:31.238+05:30Is CRED a Big Bubble in the Making?<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg65aNEw4a1GQsgL6HUJgUFFimjZ87geaf2gH_qS6E6S_r0kdFa9XuiosLKCMaHHh0534dZFoLP3IYNVIoKf9AheIgJ_u2fHq2ecBUUTWeaFT7q6EBuHKNoJO9OlED4c8hoKQ8qylU_qBBdoI8fwPKZFkBDUPm6qF7PaYw6OkgCu9v1pzeeGrmfQho2/s1200/cred.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="Is CRED a Big Bubble in the Making?" border="0" data-original-height="720" data-original-width="1200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg65aNEw4a1GQsgL6HUJgUFFimjZ87geaf2gH_qS6E6S_r0kdFa9XuiosLKCMaHHh0534dZFoLP3IYNVIoKf9AheIgJ_u2fHq2ecBUUTWeaFT7q6EBuHKNoJO9OlED4c8hoKQ8qylU_qBBdoI8fwPKZFkBDUPm6qF7PaYw6OkgCu9v1pzeeGrmfQho2/s16000/cred.jpg" title="CRED" /></a></div><br /><div><br /></div><div style="text-align: justify;">I was a big fan of <a href="https://cred.club/" target="_blank">CRED</a> when the app was launched and remember being one of its early users. However, it seems that <a href="https://cred.club/" target="_blank">CRED</a> has changed course now.</div><div style="text-align: justify;"><br /></div><div class="mbtTOC" style="text-align: left;"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Original Use Case</h3><div><br /></div><div style="text-align: justify;">Making credit card payments through an app is no longer a unique proposition. The feature that was the foundation of the <a href="https://cred.club/" target="_blank">CRED</a> app is now available on many other apps, including major payment apps such as PhonePe, Paytm, and APay, which all offer credit card payments and even bill reminders and cashback.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Even <a href="https://cred.club/" target="_blank">CRED</a>'s commission-based lending business is not unique, as almost every fintech app in India now offers loan sales to its users.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The narrative of tapping India's top 1% (with credit scores over 750) also seems less compelling, as even a secured credit card with just INR 2,000 in a fixed deposit can generate a credit score of 750.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Customer Experience</h3><div><br /></div><div style="text-align: justify;">An ideal payment app should be simple, easy to navigate, and user-friendly. However, <a href="https://cred.club/" target="_blank">CRED</a>'s user interface now feels overwhelming, making a simple task like paying a bill seem daunting. The use of a casino-themed reward interface and excessive animations adds a level of artificial conceit and detracts from the user experience.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The strategy of luring users, who are considered to be India's wealthiest, into a time-consuming gamification process for petty rewards suggests a desperation to inflate app usage metrics.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Marketplace and Travel</h3><div><br /></div><div style="text-align: justify;"><a href="https://cred.club/" target="_blank">CRED</a> also operates a marketplace that lists products from various D2C brands. However, the marketplace has a user-unfriendly design, lacking a search option, the ability to cancel or return orders, and offering prices that are comparable to those on Amazon. There is little incentive for a consumer to make purchases through <a href="https://cred.club/" target="_blank">CRED</a>, given the availability of similar products on Amazon with faster delivery and a more accommodating return policy.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The same can be said for the travel deals listed on <a href="https://cred.club/" target="_blank">CRED</a>, which are often priced higher than those on MakeMyTrip.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">CRED Coins?</h3><div><br /></div><div style="text-align: justify;">This point likely speaks for itself.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Marketing and Competition</h3><div><br /></div><div style="text-align: justify;"><a href="https://cred.club/" target="_blank">CRED</a> has invested heavily in TV and newspaper ads, influencer marketing, and other initiatives. However, the Indian consumer, even the top 1% that <a href="https://cred.club/" target="_blank">CRED</a> targets, is always price-sensitive.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Another app could easily take advantage of <a href="https://cred.club/" target="_blank">CRED</a>'s weaknesses by offering slightly better rewards to users, thereby attracting a portion of <a href="https://cred.club/" target="_blank">CRED</a>'s dissatisfied user base and benefiting from <a href="https://cred.club/" target="_blank">CRED</a>'s marketing efforts. <a href="https://cred.club/" target="_blank">CRED</a> has already made the concept of paying credit card bills through an app mainstream, so there is no need to spend on convincing users to use a third-party app. And with access to public feedback about <a href="https://cred.club/" target="_blank">CRED</a>'s shortcomings, a new competitor could launch a product that is more appealing to users.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">With great funding comes great responsibility, or so they say.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Given <a href="https://cred.club/" target="_blank">CRED</a>'s recent focus on animations and other superficial elements, rather than shipping new features, one must question if the app is trying to inflate its usage statistics and justify its current valuation.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The above article has been penned by <a href="https://twitter.com/nikhil_bhauwala" target="_blank">Nikhil Bhauwala</a>.</div><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-30935838644967323562022-11-30T08:56:00.012+05:302023-02-13T10:48:17.313+05:30SBI Cashback Credit Card Review<div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjml_bGihkegKyiQe8Pj6JtkH06FysiBqhrGXMXg12AS-giZ5e-Sa75HFVF5Zoek8bPSUAYzeEq7KrbrlAAv4Nfzlmiu-CJ51DNod5PDobnkcSaROuTgeCGqFNxjQo6xVBJW-XRz7vJkdoQhONVx6YffG_yzsAMXpXDEezBpB04z-_UqNmsrXSEuFxP/s436/scbc.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="SBI cashback Credit Card" border="0" data-original-height="237" data-original-width="436" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjml_bGihkegKyiQe8Pj6JtkH06FysiBqhrGXMXg12AS-giZ5e-Sa75HFVF5Zoek8bPSUAYzeEq7KrbrlAAv4Nfzlmiu-CJ51DNod5PDobnkcSaROuTgeCGqFNxjQo6xVBJW-XRz7vJkdoQhONVx6YffG_yzsAMXpXDEezBpB04z-_UqNmsrXSEuFxP/s16000/scbc.jpg" title="SBI Cashback" /></a></div><br /></div><div class="separator" style="clear: both; text-align: justify;"><a href="https://www.chargeplate.in/search/label/SBI%20Cards?&max-results=50" target="_blank">SBICard</a><span style="text-align: left;"> has recently launched a cashback credit card that offers a maximum cashback of 5% on online purchases, outperforming all other cashback credit cards in the market. With its innovative design, this card is suitable not only for new users but also for high-end cardholders to maximize their spending. Let us provide you with all the necessary information about this highly recommended cashback credit card</span><span style="text-align: justify;">. </span>The <a href="https://www.chargeplate.in/search/label/SBI%20Cards?&max-results=50" target="_blank">SBICard</a> Cashback Credit Card stands as the unparalleled best cashback credit card in the nation. For those seeking entry-level cards and seeking to optimize their online expenditures, this card is the sole solution as of today.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;">With a remarkable earn rate of 5% on online purchases, it surpasses even the most elite super premium credit cards in terms of rewards on online spending.</div><a name='more'></a><div style="text-align: justify;"><br /></div><div class="mbtTOC"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Card Cashback</h3><div><br /></div><div style="text-align: justify;"><div><ul><li>5% Cashback on every online spend without any merchant restriction</li></ul><ul><li>1% Cashback on all offline spends and utility bill payments</li></ul><ul><li>Cashback not applicable on Rent Payments, Fuel Spends, Wallet Loads, Merchant EMIs, Cash Advances, Balance Transfer, Encash & Flexipay</li></ul><ul><li>Enjoy seamless cashback rewards, as the cashback earned will automatically be credited to your <a href="https://www.chargeplate.in/search/label/SBI%20Cards?&max-results=50" target="_blank">SBICard</a> account within two days after your next statement generation</li></ul><ul><li>The maximum cashback that can be earned per statement cycle is capped at Rs. 10,000, equivalent to a spend of Rs. 2,00,000</li></ul><div><br /></div></div><h3>Lounge Access</h3><div><br /></div><div><ul><li>Four complimentary visits to domestic airport lounges per year</li></ul><ul><li>Limited to one visit per quarter</li></ul><ul><li>List of participating lounges can be accessed by clicking <a href="https://www.visa.co.in/content/dam/VCOM/regional/ap/india/global-elements/documents/in-participating-airport-lounges.pdf" target="_blank">here</a></li></ul><div><br /></div></div><h3>Fuel Benefits</h3><div><br /></div><div><ul><li>Benefit from a 1% fuel surcharge waiver at all petrol pumps in India</li></ul><ul><li>Maximum <a href="https://www.chargeplate.in/search/label/Fuel?&max-results=15" target="_blank">fuel</a> surcharge waiver of Rs. 100 per statement cycle per credit card account, which is equivalent to an Annual Savings of Rs. 1200</li></ul><ul><li>Applicable on transactions ranging from Rs. 500 to Rs. 3,000, excluding GST and other charges</li></ul></div><div><div><br /></div></div><h3>Fee Structure</h3><div><b style="text-align: left;"><br /></b></div><div><b style="text-align: left;">Joining Fee:</b><span style="text-align: left;"> NIL</span><br style="text-align: left;" /><b style="text-align: left;">Annual Fee:</b><span style="text-align: left;"> 999 </span><i style="text-align: left;">+ Applicable taxes</i></div><div><i style="text-align: left;"><br /></i></div><div><i style="text-align: left;">(Annual fee reversal on spending Rs 2 Lakh in the preceding year)</i></div><div><i style="text-align: left;"><br /></i></div><div><i style="text-align: left;"><br /></i></div><div><span style="text-align: left;"><div><h3 style="text-align: justify;">CP's Take</h3></div><div><br /></div><div>The <a href="https://www.chargeplate.in/search/label/SBI%20Cards?&max-results=50" style="text-align: justify;" target="_blank">SBI</a> Cashback Credit Card is a highly advantageous option in the Indian market, offering a remarkable 5% cashback on a wide range of online expenditures, access to airport lounges, and an optimized onboarding experience.</div><div><br /></div><div>It is impressive to observe <a href="https://www.chargeplate.in/search/label/SBI%20Cards?&max-results=50" style="text-align: justify;" target="_blank">SBI</a>'s proactive approach in the entry-level credit card market. Although this is an excellent development, it would be desirable to see a similar level of enthusiasm applied to their premium credit card offerings.</div><div><br /></div><div>It is important to note that the limited monthly cashback of up to 10K INR may not be sustained in the long term. The offer may be subject to revision as the issuer seeks to reach a desired level of cardholder acquisition.</div><div><br /></div><div>Given the exceptional benefits of this credit card, a potential devaluation in the future should be anticipated.</div></span></div><div><i style="text-align: left;"><br /></i></div><div><i style="text-align: left;"><br /></i></div><div><span style="text-align: left;"><div style="text-align: justify;">Apart from variant-specific features, holding an <a href="https://www.chargeplate.in/search/label/SBI%20Cards?&max-results=50" target="_blank">SBI Card</a> is a pleasure and peace of mind in itself.</div></span><div>All <a href="https://www.chargeplate.in/search/label/SBI%20Cards?&max-results=50" target="_blank">SBI Cards</a> share some common benefits such as <a href="https://www.chargeplate.in/2019/07/SBICARDSBENEFITS.html">Balance Transfer, Balance Transfer on EMI, Flexipay, and Encash facilities</a>.</div></div><div><br /></div><div><br /></div><div><div dir="ltr" style="text-align: left;" trbidi="on"><div style="text-align: justify;"><span style="text-align: left;">Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in" style="text-align: left;">admin@chargeplate.in</a><span style="text-align: left;">.</span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><div style="text-align: justify;"><span style="text-align: left;">Thanks for reading!</span></div><div style="text-align: justify;"><span style="text-align: left;"><br /></span></div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><i><br /></i><br /><b><font size="2"><br /></font></b></div><div dir="ltr" style="text-align: left;" trbidi="on"><b><font size="2">Related Articles:</font></b></div><div dir="ltr" style="text-align: left;" trbidi="on"><br /></div><div dir="ltr" style="text-align: left;" trbidi="on">⟶ <a href="https://www.chargeplate.in/2019/07/sbi-bpcl-credit-card-review.html" style="text-align: justify;">SBI BPCL Credit Card</a><br />⟶ <a href="https://www.chargeplate.in/2019/07/the-sbi-elite-credit-card-detailed.html">SBI Elite Credit Card</a></div><div dir="ltr" style="text-align: left;" trbidi="on">⟶ <a href="https://www.chargeplate.in/2019/09/sbi-unnati-secured-credit-card-review.html">SBI Unnati Credit Card</a><br />⟶ <a href="https://www.chargeplate.in/2019/08/sbi-fbb-styleup-credit-card-review.html">SBI Fbb StyleUp Credit Card</a><br />⟶ <a href="https://www.chargeplate.in/2019/07/sbi-simplysave-credit-card-review.html">SBI SimpleSAVE Credit Card</a></div><div dir="ltr" style="text-align: left;" trbidi="on">⟶ <a href="https://www.chargeplate.in/2020/08/apply-sbi-simlyclick-credit-card-amazon.html">SBI SimlyCLICK Credit Card</a><br />⟶ <a href="https://www.chargeplate.in/2019/07/irctc-sbi-platinum-credit-card-review.html" style="font-family: "times new roman";">SBI IRCTC Platinum Credit Card</a></div></div></div><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-17585850580006496382022-10-02T03:29:00.010+05:302023-02-14T04:39:04.447+05:30Samsung launches credit cards in partnership with Axis Bank<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7NjsXs5mNZF6Lme9P6pD89vI8PgkuDe94_4TDvO02PKY7iInvYalkJIZRK64wI7QsRBn0AILWOzN9Ar1nomC6T5bVy1pBGeIBZg-45s_xzilmJZkohbfLz25C6DHy0QOD-uV2IqcYQv_NGizKch1wp4ksHfQxOKv4jxt-AmeMCPT0egvdfzoxGvI4/s1727/sam.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Samsung Axis Bank Credit Card" border="0" data-original-height="827" data-original-width="1727" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh7NjsXs5mNZF6Lme9P6pD89vI8PgkuDe94_4TDvO02PKY7iInvYalkJIZRK64wI7QsRBn0AILWOzN9Ar1nomC6T5bVy1pBGeIBZg-45s_xzilmJZkohbfLz25C6DHy0QOD-uV2IqcYQv_NGizKch1wp4ksHfQxOKv4jxt-AmeMCPT0egvdfzoxGvI4/s16000/sam.jpg" title="Axis Bank Samsung Credit Card" /></a></div><br /><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><a href="https://www.samsung.com/in/home/" target="_blank">Samsung</a> has recently introduced two new credit cards in India, marking its entry into a highly competitive market that is already dominated by over 50 other companies vying for consumer attention in the world's second largest internet market.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><a href="https://www.samsung.com/in/home/" target="_blank">Samsung</a> has announced its entry into the competitive Indian credit card market through a partnership with Mumbai-based <a href="https://www.axisbank.com/" target="_blank">Axis Bank</a> and global payments processor Visa. The partnership has resulted in the launch of the <a href="https://www.samsung.com/in/home/" target="_blank">Samsung</a> <a href="https://www.axisbank.com/retail/cards/credit-card/samsung-axis-bank-signature-credit-card/features-benefits" target="_blank">Axis Bank</a> Credit Card, which will offer consumers a 10% cash back on purchases of <a href="https://www.samsung.com/in/home/" target="_blank">Samsung</a> products and services made through the card. There is a monthly cap of 2,500 Indian Rupees for the Signature card and the Infinite card extends that limit to 10,000 Indian Rupees. The yearly cash back is capped at 10,000 Indian Rupees for the Signature card and 20,000 Indian Rupees for the Infinite card.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><a href="https://www.samsung.com/in/home/" target="_blank">Samsung</a> has announced the launch of two credit cards in India, in partnership with <a href="https://www.axisbank.com/" target="_blank">Axis Bank</a> and Visa. The cards, referred to as the <a href="https://www.samsung.com/in/home/" target="_blank">Samsung</a> <a href="https://www.axisbank.com/retail/cards/credit-card/samsung-axis-bank-signature-credit-card/features-benefits" target="_blank">Axis Bank</a> Credit Card, are aimed at providing consumers with 10% cashback on purchases of <a href="https://www.samsung.com/in/home/" target="_blank">Samsung</a> products and services, with a monthly cap of INR 2,500 ($31) for the Signature card and a yearly cap of INR 10,000 ($123). The Infinite card extends the monthly cap to INR 10,000 and the yearly cap to INR 20,000. The South Korean technology giant aims to target consumers in smaller cities and towns with the new offering and will also offer attractive financing options to its customers. Although the credit card market in India is already highly competitive, the potential is still significant as only a small portion of the nation's population currently holds a credit card. Customers will have access to rewards and exclusive deals from leading local firms, including Zomato, Myntra, Tata's 1mg, Bigbasket, and Urban Company.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The recent launch of <a href="https://www.samsung.com/in/home/" target="_blank">Samsung</a>'s credit cards in India highlights the trend among smartphone manufacturers to expand their offerings. <a href="https://www.mi.com/global" target="_blank">Xiaomi</a>, a leading smartphone company in the country, established a payment service using the Unified Payments Interface (UPI) in India in 2019 and began providing loans to customers last year. In comparison, <a href="https://www.samsung.com/in/home/" target="_blank">Samsung</a> introduced its UPI-powered payment service, <a href="https://www.samsung.com/in/home/" target="_blank">Samsung</a> Pay, in India in 2017.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The partnership between a bank and a brand in the creation of co-branded cards can be advantageous for all parties involved. Power users of the brand are able to receive increased benefits as they increase their spending, resulting in higher brand loyalty. Meanwhile, the bank benefits from access to a new customer base, as customers are acquired through the brand or its loyal users.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The <a href="https://www.samsung.com/in/home/" target="_blank">Samsung</a> <a href="https://www.axisbank.com/retail/cards/credit-card/samsung-axis-bank-signature-credit-card/features-benefits" target="_blank">Axis Bank</a> Credit Cards will have an annual fee of $6.13 for the Signature card and a charge that is 10 times greater for the Infinite card, prior to the application of taxes. The company has announced that it will soon commence the process of accepting applications from interested customers.</div>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-9822165156607026382022-08-11T12:12:00.002+05:302022-08-14T12:39:31.423+05:30Amex Independence Day Offer | Get e-Vouchers for buying e-Vouchers + Accelerated Reward Point<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7HztVkuDri2CDBPyQ6AWV-seIEgeWrpDEqBQCc8YMPtdSDeIXO7YazOWDBraiVuoMNeuk9QfbTvcEXMRbV1Kyv73XHZba8SXQG7FisNaRn-DbMtH6rb7duSzWFyT2mHeyWZdLMXS5tL7ApNPxsyh8yXL5Wgq0dilRNlc5u5dVvfmX1gu8FzkU4xRg/s586/mail.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="american express independence day offer" border="0" data-original-height="270" data-original-width="586" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7HztVkuDri2CDBPyQ6AWV-seIEgeWrpDEqBQCc8YMPtdSDeIXO7YazOWDBraiVuoMNeuk9QfbTvcEXMRbV1Kyv73XHZba8SXQG7FisNaRn-DbMtH6rb7duSzWFyT2mHeyWZdLMXS5tL7ApNPxsyh8yXL5Wgq0dilRNlc5u5dVvfmX1gu8FzkU4xRg/s16000/mail.jpg" title="amex independence day offer" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div style="text-align: justify;">Shop for e-Vouchers using your <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> card via the <a href="https://www.americanexpress.com/in/benefits/rewards-program.html">Rewards Multiplier</a> portal and get select e-Vouchers, additional earn accelerated RPs depending on the variant of your <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> card. Details below:</div><div style="text-align: justify;"><br /></div><div class="mbtTOC"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><a name='more'></a><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">About the Offer</h3><p><span></span></p><div style="text-align: justify;"><div><br /></div><div><ul><li>Get up to 10X RPs (depending on your card variant) on buying e-Vouchers via the <a href="https://www.americanexpress.com/in/benefits/rewards-program.html">Rewards Multiplier</a> portal and additionally get select e-Vouchers as below:</li></ul><div><span> <span> <span> </span> - E-Voucher worth INR 4000 on shopping for INR 50000.</span></span><br /></div><div> <span> </span> - E-Voucher worth INR 2000 on shopping for INR 30000.</div><div> <span> </span> - E-Voucher worth INR 500 on shopping for INR 10000.</div><div><br /></div><div><ul><li>Note that the voucher worth INR 500 on shopping for INR 10000 does not apply to American Express Platinum Card & American Express Gold Card and that American Express Centurion Cardholders can get a voucher worth INR 10000 on shopping for INR 100000 (other spend thresholds do not apply to Centurion Cardholders)</li></ul></div><div><br /></div><ul><li>Refer to the below table to slab details, applicable cards, and voucher options: </li></ul><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_kdSvc6X41lTj_HDKv_O_H5kvtTj5jWBNfuPUqRi3r9Ep9LOxtvFVNYXN2SkD1-7pzDSn3SrPjXv4b_T7qxrHWKG8pqMc9fP96eH2UCXkA6jqS8mwJTbRyNO-ToeemPa5mkiuRihpPCiXIqO11vs5tFJHLtu6YCPNo3jc7pHJiSRO0OjmpInn3POs/s1503/Evoucher%20American%20Express.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="amex reward multiplier" border="0" data-original-height="608" data-original-width="1503" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_kdSvc6X41lTj_HDKv_O_H5kvtTj5jWBNfuPUqRi3r9Ep9LOxtvFVNYXN2SkD1-7pzDSn3SrPjXv4b_T7qxrHWKG8pqMc9fP96eH2UCXkA6jqS8mwJTbRyNO-ToeemPa5mkiuRihpPCiXIqO11vs5tFJHLtu6YCPNo3jc7pHJiSRO0OjmpInn3POs/s16000/Evoucher%20American%20Express.jpg" title="american express latest offer" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div></div><div><h3>Offer Duration</h3><div><br /></div><div style="text-align: left;"><ul><li>The offer is valid from 11th August 2022<span style="text-align: justify;"> to 15th August 2022</span> (both days included).</li></ul><div><br /></div><div><h3>Fulfillment Timeline</h3></div><div><br /></div><div><ul><li>On or before 31sr December 2022</li></ul><div><br /></div></div><div><h3 style="text-align: justify;">Additional Stipulations</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><ul><li style="box-sizing: inherit;">The spending can be done across multiple transactions in the offer period and across different Vouchers brands / Voucher categories on <a href="https://www.americanexpress.com/in/benefits/rewards-program.html">Reward Multiplier</a>; the Cardmember doesn't need to spend towards the mentioned thresholds in a single transaction or for a single Voucher brand.</li></ul><div><br /></div><ul><li style="box-sizing: inherit;">Additional Vouchers and bonus Membership Rewards Points would only be eligible for transactions made through the e-Voucher destination on <a href="https://www.americanexpress.com/in/benefits/rewards-program.html">Reward Multiplier</a>. Spends towards Vouchers purchased directly from merchants' websites would not qualify for this offer.</li></ul><div><br /></div><ul><li style="box-sizing: inherit;">Depending on the spend thresholds achieved, Cardmembers would get only one voucher worth either INR 10,000 or INR 4,000, INR 2,000, or INR 500.</li></ul><div><br /></div><ul><li>Ensure that you are not using incognito or private browsing mode.</li></ul><div><br /></div><ul><li>Click <a href="https://www.americanexpress.com/in/benefits/rewards-program/terms-conditions.html" target="_blank">here</a> for Amex <a href="https://www.americanexpress.com/in/benefits/rewards-program.html">Reward Multiplier</a> T&Cs.</li></ul><div><div><br /></div><div><div><span style="text-align: left;">Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in" style="text-align: left;">contact@chargeplate.in</a>. </div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><script>mbtTOC();</script><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><div style="text-align: justify;"><b>Related Articles: </b></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/07/american-express-platinum-travel-credit.html">Amex Travels Platinum Credit Card</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/07/american-express-membership-rewards.html">Amex Membership Rewards Credit Card</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/09/american-express-smartearn-credit-card.html">American Express SmartEarn Credit Card</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/09/the-american-express-centurion-card.html">The American Express Centurion Card aka 'The Black Card'</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/08/amex-most-trusted-credit-card.html">India's Most Trusted Credit Card Brand</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2021/07/American-Express-Gyftr.html">Get Accelerated Points on e-Vouchers with Reward Multiplier</a></div><div style="text-align: justify;"><br /></div></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><a href="http://amex.in/refer/rAHMAK5YLF?CPID=100267379" style="clear: left; margin-bottom: 1em; margin-right: 1em; text-align: center;" target="_blank"><img border="0" data-original-height="306" data-original-width="812" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiuJLJnmEmtbjM9JTBSPcrPtksXk1TX41gEvflG4Lv2Tr9CXP5glXsikBmpoIs5DYZJs6m2wxDZ2uq_wDPtsABoDR1kuYk86k-6tiCFQs1oA8vi1edhQQzw9uawfNAO91HD677taEUbw6A/d/Apply+American+Express.png" /></a></span></div></div></div></div></div></div></div></div>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com1tag:blogger.com,1999:blog-1300259667268453135.post-71897525474112446892022-07-23T08:46:00.006+05:302022-08-14T12:53:42.352+05:30Amex Offer | Get e-Vouchers for buying e-Vouchers + Accelerated Reward Point<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4Mach5fWTG6zhgpn5VzAlUdKCfth4iBtfj9kYBI9Jw5pXyVxW3fAM2Bm_dYHUHhcir8Ma_lX47bauFOx5JLN-BchY55y4B_WsR91-d-in6n49TtdfB3elL3YsHd1boTNls6DHnrgtP6ZURm6gVxB_W1uVvaoqPx2PTRPRvr2ki2upwuHp_6ndO6wX/s791/Evoucher%20American%20Express.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="Amex evoucher offer" border="0" data-original-height="497" data-original-width="791" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi4Mach5fWTG6zhgpn5VzAlUdKCfth4iBtfj9kYBI9Jw5pXyVxW3fAM2Bm_dYHUHhcir8Ma_lX47bauFOx5JLN-BchY55y4B_WsR91-d-in6n49TtdfB3elL3YsHd1boTNls6DHnrgtP6ZURm6gVxB_W1uVvaoqPx2PTRPRvr2ki2upwuHp_6ndO6wX/s16000/Evoucher%20American%20Express.jpg" title="american express evoucher offer" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div style="text-align: justify;">Shop for e-Vouchers using your <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" style="text-align: justify;" target="_blank">American Express</a> card via the <a href="https://www.americanexpress.com/in/benefits/rewards-program.html" style="text-align: justify;">Rewards Multiplier</a> portal and get select e-Vouchers, additional earn accelerated RPs depending on the variant of your <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" style="text-align: justify;" target="_blank">American Express</a> card. Details below:</div><div style="text-align: justify;"><br /></div><div class="mbtTOC"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><span><a name='more'></a></span><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">About the Offer</h3><div style="text-align: justify;"><div><br /></div><div><ul><li>Get up to 10X RPs (depending on your card variant) on buying e-Vouchers via the <a href="https://www.americanexpress.com/in/benefits/rewards-program.html">Rewards Multiplier</a> portal and additionally get select e-Vouchers as below:</li></ul><div><span> <span> <span> </span> - E-Voucher worth INR 250 on shopping for INR 5000. RR 5%.</span></span><br /></div><div> <span> </span> - E-Voucher worth INR 1000 on shopping for INR 15000. RR 6.7%.</div><div> <span> </span> - E-Voucher worth INR 2500 on shopping for INR 30000. RR 8.3%.</div><div><br /></div><ul><li>The additional e-Vouchers can be chosen from the below brands:</li></ul><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6f-Xi-0Qbzav4sB3JwN48f0M_QDutKP_33uk9d-B3vlytl_hGuKvmiqBod8RTUChFLOeAVK9Gk6mi7g_leGO1vcezbWL1G0_8xoqsyqLaquLl0xnt2qrDPPWtOZzztY8QrtznXADqdEeDUhXLTwVBKkm4F9tnM0yH2pflStBAjz1zThe5Sq1qhyUt/s1357/Evoucher%20American%20Express.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="American Express 2022 offers" border="0" data-original-height="735" data-original-width="1357" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6f-Xi-0Qbzav4sB3JwN48f0M_QDutKP_33uk9d-B3vlytl_hGuKvmiqBod8RTUChFLOeAVK9Gk6mi7g_leGO1vcezbWL1G0_8xoqsyqLaquLl0xnt2qrDPPWtOZzztY8QrtznXADqdEeDUhXLTwVBKkm4F9tnM0yH2pflStBAjz1zThe5Sq1qhyUt/s16000/Evoucher%20American%20Express.jpg" title="amex 2022 offers" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div><br /></div></div><div><h3>Offer Duration</h3><div><br /></div><div style="text-align: left;"><ul><li>The offer is valid from 23rd July<span style="text-align: justify;"> 2022 to 31st July 2022</span> (both days included).</li></ul><div><br /></div><div><h3>Fulfillment Timeline</h3></div><div><br /></div><div><ul><li>On or before 30th September 2022</li></ul><div><br /></div></div><div><h3 style="text-align: justify;">Additional Stipulations</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><ul><li style="box-sizing: inherit;">The spending of INR 5,000, INR 15,000, and INR 30,000 can be done across multiple transactions in the offer period and across different Vouchers brands / Voucher categories on <a href="https://www.americanexpress.com/in/benefits/rewards-program.html">Reward Multiplier</a>; the Cardmember doesn't need to spend towards the mentioned thresholds in a single transaction or for a single Voucher brand.</li></ul><div><br /></div><ul><li style="box-sizing: inherit;">Additional Vouchers and bonus Membership Rewards Points would only be eligible for transactions made through the e-Voucher destination on <a href="https://www.americanexpress.com/in/benefits/rewards-program.html">Reward Multiplier</a>. Spends towards Vouchers purchased directly from merchants' websites would not qualify for this offer.</li></ul><div><br /></div><ul><li style="box-sizing: inherit;">Depending on the spend thresholds achieved, Cardmembers would get only one voucher worth either INR 2,500 or INR 1,000, or INR 250.</li></ul><div><br /></div><ul><li>Ensure that you are not using incognito or private browsing mode.</li></ul><div><br /></div><ul><li>Click <a href="https://www.americanexpress.com/in/benefits/rewards-program/terms-conditions.html" target="_blank">here</a> for Amex <a href="https://www.americanexpress.com/in/benefits/rewards-program.html">Reward Multiplier</a> T&Cs.</li></ul><div><div><br /></div><div><div><span style="text-align: left;">Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in" style="text-align: left;">contact@chargeplate.in</a>. </div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><script>mbtTOC();</script><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><div style="text-align: justify;"><b>Related Articles: </b></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/07/american-express-platinum-travel-credit.html">Amex Travels Platinum Credit Card</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/07/american-express-membership-rewards.html">Amex Membership Rewards Credit Card</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/09/american-express-smartearn-credit-card.html">American Express SmartEarn Credit Card</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/09/the-american-express-centurion-card.html">The American Express Centurion Card aka 'The Black Card'</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/08/amex-most-trusted-credit-card.html">India's Most Trusted Credit Card Brand</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2021/07/American-Express-Gyftr.html">Get Accelerated Points on e-Vouchers with Reward Multiplier</a></div><div style="text-align: justify;"><br /></div></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><a href="http://amex.in/refer/rAHMAK5YLF?CPID=100267379" style="clear: left; margin-bottom: 1em; margin-right: 1em; text-align: center;" target="_blank"><img border="0" data-original-height="306" data-original-width="812" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiuJLJnmEmtbjM9JTBSPcrPtksXk1TX41gEvflG4Lv2Tr9CXP5glXsikBmpoIs5DYZJs6m2wxDZ2uq_wDPtsABoDR1kuYk86k-6tiCFQs1oA8vi1edhQQzw9uawfNAO91HD677taEUbw6A/d/Apply+American+Express.png" /></a></span></div></div></div></div></div></div></div></div>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-86844210733211246652022-07-06T15:58:00.004+05:302022-07-16T16:38:04.140+05:30Amazon-Uber Offer | Free Ride Upgrades and Discounts for Amazon Prime Member<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNYMvwAVJPQr3St7d8KXv4H53j0pBhes9zsgixvP5u5yeoMXijMC89hRsGY3xTI7Z47mAqfVQEtwWsV_KwBep1UwB3a3qxojc3CP5qUcD55Rf9kRQUxiLF0kHiqxa90iQkAVTF90NSV7k5rzRkdjN-rsafvjusHjwkZRP5C4whJQccnlkqTkhUBP-n/s1200/Amazon-Uber.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="Amazon Uber Offer" border="0" data-original-height="900" data-original-width="1200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNYMvwAVJPQr3St7d8KXv4H53j0pBhes9zsgixvP5u5yeoMXijMC89hRsGY3xTI7Z47mAqfVQEtwWsV_KwBep1UwB3a3qxojc3CP5qUcD55Rf9kRQUxiLF0kHiqxa90iQkAVTF90NSV7k5rzRkdjN-rsafvjusHjwkZRP5C4whJQccnlkqTkhUBP-n/s16000/Amazon-Uber.jpg" title="Uber Amazon Offer" /></a></div><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><a href="https://amzn.to/32rz4kH" rel="nofollow" style="text-align: left;" target="_blank">Amazon</a> and <a href="https://www.uber.com/in/en/" target="_blank">Uber</a> have strengthened their association by launching exclusive offers for <a href="https://amzn.to/32rz4kH" rel="nofollow" style="text-align: left;" target="_blank">Amazon</a> Prime members on <a href="https://www.uber.com/in/en/" target="_blank">Uber</a>. As part of the existing <a href="https://amzn.to/32rz4kH" rel="nofollow" style="text-align: left;" target="_blank">Amazon</a>-<a href="https://www.uber.com/in/en/" target="_blank">Uber</a> association, Prime members will get access to <a href="https://www.quora.com/What%E2%80%99s-the-difference-between-Uber-Go-X-and-Uber-Premier" target="_blank">UberPremier</a> at the price of <a href="https://www.quora.com/What%E2%80%99s-the-difference-between-Uber-Go-X-and-Uber-Premier" target="_blank">UberGo</a>, with 3 upgrades per month. Details below:</p><span><a name='more'></a></span><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Offer Details</h3><div><br /></div><div>Each month, <a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> Prime members can unlock two unique benefits when they pay with their <a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> Pay balance:</div><div><ul><li style="text-align: justify;">Upgrade to UberPremier from UberGo (3 rides per month).</li></ul><ul><li style="text-align: justify;">Get 20% off up to INR 60 for 3 rides per month (Auto, Moto, Rentals & Intercity).</li></ul><div style="text-align: justify;">Discounts will be automatically applied to rides for <a href="https://amzn.to/32rz4kH" rel="nofollow" style="text-align: left;" target="_blank">Amazon</a> Prime members when they pay with their <a href="https://amzn.to/32rz4kH" rel="nofollow" style="text-align: left;" target="_blank">Amazon</a> Pay balance.</div></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><h3>Offer Duration</h3><div><br /></div><div><ul><li>Ride degradation promotion is available for 3 trips per month until 31st December 2022.</li></ul><ul><li>20% off up to INR 60 is available for 3 trips per month until 31st September 2022.</li></ul><div><br /></div>
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<div><div><div><br /></div><h3>Offer Stipulations</h3></div><div><br /></div><div><ul><li>Offers cannot be redeemed in conjunction with any other offers.</li></ul><ul><li>The offer is valid only for payments made via <a href="https://amzn.to/32rz4kH" rel="nofollow" style="text-align: left;" target="_blank">Amazon</a> Pay.</li></ul><ul><li>The offer applies to <a href="https://amzn.to/32rz4kH" rel="nofollow" style="text-align: left;" target="_blank">Amazon</a> Prime members only.</li></ul><ul><li>Click <a href="https://www.uber.com/en-IN/blog/enjoy-exclusive-benefits-on-uber-rides-with-amazon-prime/" target="_blank">here</a> for general T&Cs.</li></ul><div><br /></div></div></div></div><div><div>Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at <a href="mailto:admin@chargeplate.in">editor@chargeplate.in</a>.<br /><br /><br />Thanks for reading!</div><div><br /><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><div dir="ltr" trbidi="on"><div><div><br /></div><div style="font-family: "times new roman";"></div></div></div></div></div></div><p style="text-align: justify;"></p><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-14843149211829296282022-06-07T02:13:00.008+05:302022-06-14T15:45:22.543+05:30Prepaid Card: Collaborations and New Launches to Raise Utilization to People<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjT1WlKrXk8c4MeGFELw_8nsSlh-wxtxMgn8h0Zvlm97_izgHcTfZ-FXI5VuIvYtBfJkMTV68sfEtf2JUX-sOIEQDAWQPbvx5kPi_9MVpQDFAwG0Suc5VnEBScfSwq8R8gaWQtMs2X2GrXB4QlsTdnaLTpSQh_iOXlMVGdnmzY0Moh__9aT55HuuYDc/s790/prepaid-card-market-.jpeg" style="margin-left: 1em; margin-right: 1em;"><img alt="Prepaid Card" border="0" data-original-height="466" data-original-width="790" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjT1WlKrXk8c4MeGFELw_8nsSlh-wxtxMgn8h0Zvlm97_izgHcTfZ-FXI5VuIvYtBfJkMTV68sfEtf2JUX-sOIEQDAWQPbvx5kPi_9MVpQDFAwG0Suc5VnEBScfSwq8R8gaWQtMs2X2GrXB4QlsTdnaLTpSQh_iOXlMVGdnmzY0Moh__9aT55HuuYDc/s16000/prepaid-card-market-.jpeg" title="chargePlate" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><p style="text-align: justify;">Prepaid cards are being increasingly used for carrying out digital payments. Market players collaborated with tech firms and other players to offer their prepaid cards aimed at fulfilling the needs of specific types of users and raising their market share. The collaboration between the fintech firm and other organizations aims to launch a prepaid card that would empower women entrepreneurs. In addition, the new prepaid card aims to fund legal sports betting for users and provide ease in carrying out transactions related to banking and transportation. Sustainability is also a focal point in launching a new prepaid card and providing secure payments. The demand for prepaid cards that offer convenience, ease of use, and security will increase in the coming years. According to the report published by Allied Market Research, the <a href="https://www.alliedmarketresearch.com/prepaid-card-market" target="_blank">global prepaid card market</a> is estimated to reach $6.87 trillion by 2030. Following are some of the activities taking place across the world. <span></span></p><a name='more'></a><p></p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">Collaboration is one of the major strategies adopted by market players to offer services that would ease up payment collection and loan repayments. Visa, Mahila Money, and Transcorp collaborated to launch Mahila Money Prepaid Card. Commenting on the launch, Mahila Money highlighted that this card will help women entrepreneurs process digital payments more effectively than before. According to the survey conducted by YouGov, around two-thirds of urban women in India utilize digital payments. However, less than one-third of women utilize internet banking. So, these organizations joined forces to close the gap to provide ease in using a bank account with increased safety, flexibility, and convenience. </p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">The newly-launched prepaid card will help women entrepreneurs collect payments through a digital medium and increase working capital. Moreover, the users will get rewards, incentives, and cashback. Sairee Chahal, the Founder of Mahila Money, outlined that the collaboration aims at developing highly customized products and surge the number of digital and financial services users. The card will provide ease of use for first-time digital entrepreneurs.</p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">The collaboration strategy continues to be adopted by market players as they aim to expand their presence and raise the customer base. The New York-based flexible consumer payment platform developer TAPPP collaborated with the sports-betting and iGaming operator BetMGM to expand the BetMGM prepaid card distribution network. This collaboration is expected to double the number of stores possessing prepaid cards. The possession of the BetMGM gift card enabled users to fund their accounts in states in which the betting is legal. </p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">Matt Prevost, the Chief Revenue Officer at BetMGM, outlined that the launch of prepaid sports betting cards led them to taste success in the legal sports betting market. The expansion aims to provide an easy and responsible way of funding BetMGM accounts. This expansion will raise the distribution network by adding the grocery segment. The collaboration strategy for expanding services will help gain major market share and explore the potential in various untapped markets. </p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">Along with collaborations, the launch of new prepaid cards continues to gain momentum as market players aim to expand their consumer base and raise their market share. Paytm Payments Bank Limited (PPBL) launched a prepaid card. This card is known as the Paytm Transit card, and it is directly linked to the Paytm wallet of the user. To use this card, users need to recharge their Paytm wallet. It eliminates the need to create a separate account. This card will enable users to fulfill their banking and transportation needs. </p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">PPBL developed a digital process for applying, recharging, and tracking the transactions in the Paytm app only. This card can be delivered to the user's doorstep or availed through sales points at different designated locations. The company made this card available on the Delhi Airport Express line and Ahmedabad Metro. It can be used for the Automatic Fare Collection (AFC) and save time availing of tickets. The launch of such new cards aims to provide convenience and time-saving benefits. </p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">The launch of prepaid cards continues, and the new card is developed by keeping sustainability at a focal point. CarbonPay, a sustainable fintech platform, launched the corporate prepaid card CarbonPay Business Ctrl. For businesses in the U.S. and the U.K., this card will help offset the carbon footprint with every transaction. When a user spends $1.50/£1, the company will offset 1kg of CO2 without incurring an extra cost. </p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">Rory Spurway, the CEO, and Founder, CarbonPay, highlighted that offsetting CO2 every time a user makes a payment will help fight against climate change. The company partnered with a Sustainability-as-a-Service platform, ecolytiq. This company monitors the carbon footprint with each purchase and enables businesses to track the environmental impact of their spending behavior. These analytics help businesses in making data-led decisions for lowering their carbon footprint. Visa and Stripe will power these cards to offer secure payments to the users. The launch of such innovative cards will help raise the market share as users are becoming eco-friendly and adopting digital payments. </p><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><b><i>This is a sponsored post by Allied Market Research and does not reflect the views of ChargePlate.in</i></b></p>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-56035629396404936142022-05-12T19:34:00.003+05:302022-05-12T19:52:05.443+05:30Perks of Having a Credit Card With Airport Lounge Access<img src="https://lh6.googleusercontent.com/fJ3demRb1QvZRGic3Uub4s9CvZDVsC_AOIu7EgrRdNm_fo0AIUuSomWlMnfhH3f5TYCvXFrqy4ukivjIXNP8JqE0url_fLQuwBNL-V6Q0e_7Lez3EE_CmUjsYXtx4q775GM8odjFo6T05ZeX-Q" /><br /><br /><div style="text-align: justify;">Nowadays, people want to get a credit card more because of its perks and benefits than its credit limit. Almost all the major credit card issuers offer credit cards with exclusive reward rates and benefits across different categories, including travel, dining, entertainment, lifestyle, and many more. Out of all these benefits, travel privileges are desired by most of the customers as travel is one of the most expensive categories among these. A credit card can not be named a travel credit card if it doesn’t provide complimentary lounge access, as this is something that most travel enthusiasts look for. It is because there are a lot of perks of having a credit card with airport lounge access, and it saves you a lot. If you are not aware of complimentary lounge access, let us first understand the same.</div><span><a name='more'></a></span><div style="text-align: justify;"><br /></div><div class="mbtTOC" style="text-align: left;"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">What Are Airport Lounges?</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Airport Lounges are the restrooms with comfortable sittings in the airports. These lounges are made so that the frequent travelers can rest inside, avoiding the noisy environment there in the airport. If someone reaches the airport a few hours earlier than their flight, they can sit in these comfortable lounges and enjoy snacks and other facilities available there. Many people also like to rest in these lounges after a flight to get fresh before going further to their final destination.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The airport lounges are generally accessed by frequent travelers, and they need to buy annual memberships to some lounge access programs like Priority Pass, Dreamfolks Pass, etc. These memberships are expensive enough, and travelers also need to pay a usage fee every time they access a lounge. For Example, the Priority Pass membership comes for $99, and even after purchasing it, individuals need to pay a usage fee of $32 every time they visit a lounge. But, with domestic or <a href="https://cardinsider.com/credit-cards-free-international-airport-lounge-access/">international lounge access credit cards</a>, these visits become super affordable.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Benefits of Having Credit Cards With Complimentary Lounge Access</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;">With frequent flyers' travel requirements in mind, card issuers have now started offering complimentary airport lounge access to their credit card customers. If you have a credit card with free lounge access, you don’t need to pay any charges to access the longes, but you can visit these for free. To understand the benefits of airport lounge access credit cards in detail, refer to the following points:</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><ul><li>Even if your flight is delayed by two or more hours, you don’t need to worry if you have a credit card with complimentary lounge access. It is because you can go and rest in the comfortable lounges there and avoid the crowded and noisy environment of the airports.</li></ul></div><div style="text-align: justify;"><ul><li>You can not only have a comfortable seat, but most of the airport lounges also provide breakfast, lunch, or dinner (depending on the time when you visit the lounge). And with a complimentary lounge access credit card, you will even enjoy a meal for free.</li></ul></div><div style="text-align: justify;"><ul><li>You can make your traveling experiences even more rewarding and luxurious by availing of all the facilities present in an airport lounge.</li></ul></div><div style="text-align: justify;"><ul><li>With international lounge access credit cards, you can rest in the airports in India and at the international airports, some of which even offer complimentary snacks and drinks.</li></ul></div><div style="text-align: justify;"><ul><li>The biggest and most sought-after advantage of such credit cards is that you can save a lot of money that might have been spent on the fee of airport lounge access memberships.</li></ul></div><div style="text-align: justify;"><ul><li>The credit cards offering complimentary lounge access are generally travel credit cards that come with lots of other travel privileges. So, other benefits that you may get with these cards include discounts on flight/hotel bookings, several travel insurance covers, complimentary flight tickets, free travel vouchers, and many more.</li></ul></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Best Credit Cards With Airport Lounge Access</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Though there are lots of credit cards that offer complimentary lounge access these days, the following are some of the best cards available in the Indian market:</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><b>1. American Express Platinum Credit Card</b></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">It is the most premium card issued by American Express and comes with an annual fee of Rs. 60,000. The fees might seem to be really high, but once you go through the features and benefits of the card, you will realize that it’s totally worth it. The <a href="https://cardinsider.com/american-express/american-express-platinum-card/">AmEx Platinum Card</a> comes with several exciting privileges across different categories but is best suited for frequent travelers. It offers unlimited complimentary domestic and international lounge access to all Priority Pass & Delta Lounges, which means that cardholders can visit the lounges for free as many times as they want.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><b>2. HDFC Infinia Metal Edition Credit Card</b></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">It is another credit card that is best for frequent travelers, especially for those who travel via flight very often. It provides its customers with unlimited complimentary lounge access at domestic and international airports. Talking about its annual charges, the card comes with a yearly fee of Rs.12,500 and offers various exclusive benefits to its customers.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><b>3. Axis Bank Magnus Credit Card</b></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The Axis Bank Magnus Credit Card is also a premium card issued by Axis Bank. It comes with an annual fee of Rs. 10,000 and offers great benefits across shopping, travel, and many more categories. With this card, you can get unlimited complimentary access to domestic and international airport lounges.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><b>4. SBI Card Elite</b></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">The <a href="https://www.chargeplate.in/2019/07/the-sbi-elite-credit-card-detailed.html">SBI Elite Credit Card</a> is quite an affordable premium credit card with an annual fee of Rs. 4,999 and provides its customers with exciting travel privileges. With this card, you can avail of 8 complimentary domestic and 6 international lounge access every year.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Other than the four cards mentioned above, many more cards offer complimentary access to airport lounges. These cards include AmEx platinum Travel, HDFC Diners Club Black, Axis Bank Reserve, IndusInd Celesta, IDFC First Select Credit Card, etc.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Conclusion</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;">If you are a frequent traveler, you should definitely get a credit card with airport lounge access as it will help you enjoy the lounge facilities without paying any charges. Just ensure to make the right choice as per your needs. You can get a credit card with domestic lounge access if you travel domestically more often. However, if you travel internationally very often, you should try to get a super-premium card that offers free lounge access worldwide.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-38308657450384069142022-04-03T20:42:00.006+05:302022-04-03T20:44:49.761+05:30Why should you stay away from Kotak Mahindra Credit Cards?<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgBN2lUC7GPWE-POhuxs-eLqYSOlnOylfSPAWGU5smIboTWdntDHnx5cPpcLI3fcYXCDgpkMa7pRZxqtzDzX9Sd0tJ6rx5cCDOkzqAqPJVEtYyc80DnBOg31ZdZCeAqv4nSDAxRjIB0SaOlT1XhWw6Wxl4tfSuiyQsCxOT24pWl1wGBe3x-ZMFqnpIa/s1056/Kotak%20Mahindra%20Bank.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="kotak Mahindra bank" border="0" data-original-height="591" data-original-width="1056" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgBN2lUC7GPWE-POhuxs-eLqYSOlnOylfSPAWGU5smIboTWdntDHnx5cPpcLI3fcYXCDgpkMa7pRZxqtzDzX9Sd0tJ6rx5cCDOkzqAqPJVEtYyc80DnBOg31ZdZCeAqv4nSDAxRjIB0SaOlT1XhWw6Wxl4tfSuiyQsCxOT24pWl1wGBe3x-ZMFqnpIa/s16000/Kotak%20Mahindra%20Bank.jpg" title="kotak bank credit card" /></a></div><br /><div style="text-align: justify;"><br /></div><div style="text-align: justify;">Would you ever want to have anything to take away your mental peace? If yes, click <a href="https://www.kotak.com/en/personal-banking/cards/credit-cards.html" target="_blank">here</a> to apply for a Credit Card from <a href="https://www.kotak.com/en/home.html" target="_blank">Kotak Mahindra Bank</a>. If not, stay away from <a href="https://www.kotak.com/en/personal-banking/cards/credit-cards.html" target="_blank">Kotak Cards</a>; reasons below:</div><div style="text-align: justify;"><br /></div><span><a name='more'></a></span><div style="text-align: justify;">Below are a couple of reasons why owning a <a href="https://www.kotak.com/en/home.html" target="_blank">Kotak Mahindra</a> Credit Card has become a headache for me. But before you read further, Do note that:</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><ul><li>I hold a Secured Credit Card from <a href="https://www.kotak.com/en/home.html" target="_blank">Kotak</a> against a Fixed Deposit. </li><li>The credit limit assigned to me is 80% of the FD amount.</li><li>As it is a Secured Credit Card with an 80% of FD Limit, the risk factor for <a href="https://www.kotak.com/en/home.html" target="_blank">Kotak Mahindra Bank</a> is -20% even if I default my payments.</li><li>I have never defaulted any payment against any of my cards, including <a href="https://www.kotak.com/en/home.html" target="_blank">Kotak</a> CC.</li><li>My statement date is the 20th of every month, and like all other cards, I get 15-20 Days to repay the statement amount.</li></ul><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCgayi0XazY2asD7McUKQ78_AauSyXggoJBJecnBFpoZZ8CUylgw4DW-hRV-ji8jlwKDGabTkdXnVWDGRj93uzo0s3x-XliIn8AgXsu5QNPybbljC-GLhdisyyWsR2zxiJExeGbWZv9Z3t0okr27eXAIVygKxfYxGaK_YROs9u_FpBnWIt-kmLWkYE/s1072/Kotak%20Mahindra%20Credit%20Card.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="Kotak mahindra credit card" border="0" data-original-height="378" data-original-width="1072" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCgayi0XazY2asD7McUKQ78_AauSyXggoJBJecnBFpoZZ8CUylgw4DW-hRV-ji8jlwKDGabTkdXnVWDGRj93uzo0s3x-XliIn8AgXsu5QNPybbljC-GLhdisyyWsR2zxiJExeGbWZv9Z3t0okr27eXAIVygKxfYxGaK_YROs9u_FpBnWIt-kmLWkYE/s16000/Kotak%20Mahindra%20Credit%20Card.jpg" title="kotak mahindra bank" /></a></div><br /><div><br /></div></div><div style="text-align: justify;">The below issues are being faced for a Secured Credit Card. Imagine holding an Unsecured Credit Card from <a href="https://www.kotak.com/en/home.html" target="_blank">Kotak Mahindra Bank</a>.</div><div style="text-align: justify;"><br /></div><div class="mbtTOC" style="text-align: left;"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Non-Stop Robocalls</h3><div><br /></div><div style="text-align: justify;"><ul><li>Your phone starts ringing once your <a href="https://www.kotak.com/en/home.html" target="_blank">Kotak Mahindra</a> Credit Card bill gets generated. You will keep getting these <a href="https://www.kaspersky.com/resource-center/definitions/what-are-robocalls" target="_blank">RoboCalls</a> until you clear off the outstanding amount.</li></ul><ul><li>Mind you, these <a href="https://www.kaspersky.com/resource-center/definitions/what-are-robocalls" target="_blank">RoboCalls</a> are always from a different number, so don't think you will block it, and you are done with it.</li></ul><div><br /></div><h3>Threatening Messages</h3><div><br /></div><div><ul><li>Be prepared to receive tons of messages such as this much before your statement due date.</li></ul><div><blockquote>ALERT! Rahmat, we have not received payment for your <a href="https://www.kotak.com/en/home.html" target="_blank">Kotak</a> Bank Credit Card (xx2094). Request you to clear your dues urgently to avoid liquidation of your pledged TD.</blockquote><p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhWoIVdktzaTA3LD7KGWhKBeGqjH3wNsCgjRAeNQDhvMLhqEaNvwKkEwcI06WScKVDYnVvuflI_YjZh4frB9hMtr7lx0theYUryLj2FQPcgWzcx2OnS0LIf_5YMcplQy6sZJT7med6YhrFyxhWHTminpQ8Q1lcbvGevxkWxEyKJjNbUC-LWOuAoi_T4/s1080/Kotak%20Mahindra%20Credit%20Cards.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="KMB cards" border="0" data-original-height="978" data-original-width="1080" height="290" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhWoIVdktzaTA3LD7KGWhKBeGqjH3wNsCgjRAeNQDhvMLhqEaNvwKkEwcI06WScKVDYnVvuflI_YjZh4frB9hMtr7lx0theYUryLj2FQPcgWzcx2OnS0LIf_5YMcplQy6sZJT7med6YhrFyxhWHTminpQ8Q1lcbvGevxkWxEyKJjNbUC-LWOuAoi_T4/w320-h290/Kotak%20Mahindra%20Credit%20Cards.jpg" title="Uday Kotak" width="320" /></a></div><p></p></div><div><br /></div></div><h3>Unethical Reminder Practices</h3><div><br /></div></div><div style="text-align: justify;"><ul><li>As if <a href="https://www.kaspersky.com/resource-center/definitions/what-are-robocalls" target="_blank">RoboCalls</a> and Messages were not enough, you will also receive extensive reminder calls from real agents. And no, your activated/registered <a href="https://www.indiatoday.in/education-today/gk-current-affairs/story/trai-launches-new-do-not-disturb-dnd-application-12870-2016-06-07" target="_blank">DND</a> does not apply to them.</li><li>These agents start calling you much before the due date and talk to you in a manner that you have done some kind of crime by not paying the bill right after it was generated.</li><li>These agents, who sound more like a recovery thug, will not tell you their full names in case you require it for any reason.</li><li>They won't transfer the call to their managers or supervisors if you request them to do so.</li><li>They might, as per their will, can even hang up the call right into your face in the middle of a conversation. Etiquettes, you see?</li></ul><div><br /></div><div>One such reminder call record has been uploaded to our youtube channel. It covers all the above pointers. Must listen to it. Here's the link: <a href="https://youtu.be/qZaH3-7gWpQ">https://youtu.be/qZaH3-7gWpQ</a></div><div><br /></div><div class="separator" style="clear: both; text-align: center;"><iframe allowfullscreen="" class="BLOG_video_class" height="266" src="https://www.youtube.com/embed/qZaH3-7gWpQ" width="320" youtube-src-id="qZaH3-7gWpQ"></iframe></div><br /><div style="text-align: center;"><span style="font-size: x-small;"><b>Why should you stay away from Kotak Mahindra Credit Cards?</b></span></div><div><br /></div><div><br /></div><h3>Unsolicited Cold Calls</h3><div><br /></div><div><ul><li>Don't be surprised if you receive a payment reminder call from <a href="https://www.kotak.com/en/home.html" target="_blank">Kotak Mahindra Bank</a> even on the Sunday morning before brushing your teeth.</li><li>Be ready to receive reminder calls any day, any time. Day or night, evening or morning, doesn't matter.</li></ul><div><br /></div></div><h3>Other Reasons</h3><div><br /></div><div><ul><li>Pathetic Customer Support</li><li>Almost no offers around the year</li><li>Poor reward rate</li><li>Out of competition</li></ul><div><br /></div></div><div><br /></div><h3>CP's Take</h3><div><br /></div><div>Just imagine if this is how <a href="https://www.kotak.com/en/home.html" target="_blank">Kotak Mahindra Bank</a> disrupts the peace of a Secured Credit Cardholder, what amount of torture they might do to an individual holding their unsecured card. </div><div><br /></div><div>Most importantly, why even call a person before the due date? Why remind the cardholder of the due date? Are you a bank or a reminder clock?</div><div><br /></div><div>I have decided that I am absolutely not ready to entertain this drivel anymore, and I have given a request to close my card and liquidate the FD.</div><div><br /></div><div>With all the above pointers, holding a <a href="https://www.kotak.com/en/home.html" target="_blank">Kotak</a> Credit Card is not worth it at all.</div><div><br /></div><div><br /></div><div><div><div><span style="text-align: left;">Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in" style="text-align: left;">contact@chargeplate.in</a><span style="text-align: left;">.</span></div><div><span style="text-align: left;"><br /></span></div><div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><div><span style="text-align: left;"><br /></span></div><div><br /></div></div><div><br /></div></div><div></div></div></div><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com1tag:blogger.com,1999:blog-1300259667268453135.post-70613964414938561932022-03-31T15:28:00.011+05:302022-05-17T16:12:53.387+05:30American Express Revamps its 24K and 18K Gold Collection | New Brands Added<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8M8uSgRfEKsqesxbBo1LrfaEJA7JO-jNz0ib2ia7nRvKT88MIrs2hp0W25MYphG65Sz9gDB6rZ9zYs9MX7qhj8BP3Km_aSZolJW3szcBSq-y_EArKRDF-1jderdEsTC4BmFnLlVdg0SdLQJ46_H5N0fuBFDR9knBUVdkj8T7iCaz136mr3jJpGiZK/s900/American%20Express%20New%20Gold%20Collection.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="American Express New Gold Collection" border="0" data-original-height="540" data-original-width="900" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8M8uSgRfEKsqesxbBo1LrfaEJA7JO-jNz0ib2ia7nRvKT88MIrs2hp0W25MYphG65Sz9gDB6rZ9zYs9MX7qhj8BP3Km_aSZolJW3szcBSq-y_EArKRDF-1jderdEsTC4BmFnLlVdg0SdLQJ46_H5N0fuBFDR9knBUVdkj8T7iCaz136mr3jJpGiZK/s16000/American%20Express%20New%20Gold%20Collection.jpg" title="18 Karat and 24 Karat Gold Collection" /></a></div><p><br /></p><p><a href="https://www.americanexpress.com/in" style="text-align: justify;" target="_blank">American Express</a> 24 Karat and 18 Karat Gold Collection, often synonymized with <a href="https://www.americanexpress.com/in" style="text-align: justify;" target="_blank">American Express</a><a href="https://www.americanexpress.com/in/credit-cards/membership-rewards-card/?linknav=in-amex-cardshop-allcards-learn-AmericanExpressMembershipRewards-carousel" target="_blank"> Membership Rewards Credit Card</a> and <a href="https://www.americanexpress.com/in/benefits/the-gold-card/index.html?linknav=in-amex-cardshop-allcards-learn-AmericanExpressGold-carousel" target="_blank">American Express Gold Charge Card</a>, has got a makeover and now looks more attractive and diverse.</p><span><a name='more'></a></span><p><br /></p><div class="mbtTOC" style="text-align: left;"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><div style="text-align: left;"><br /></div><h3 style="text-align: left;">What has changed?</h3><div><br /></div><p style="text-align: justify;">Today, on the 31st of March'22, <a href="https://www.americanexpress.com/in" style="text-align: justify;" target="_blank">American Express</a> has added five new brands in its 24K and 18K Gold Collection. These newly added brands in not-so-identical segments can readily facilitate <a href="https://www.americanexpress.com/in" target="_blank">Amex</a> cardmembers with significant options to redeem their membership reward points as per their choice/requirement.</p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">18K Gold Collection (New VS Old)</h3><div><br /></div><div><ul style="text-align: left;"><li><b>Additions:</b> <a href="https://www.flipkart.com/" target="_blank">Flipkart</a>, <a href="https://www.croma.com/" target="_blank">Croma</a>, <a href="https://www.shoppersstop.com/" target="_blank">Shoppers Stop</a>, <a href="https://www.bigbasket.com/" target="_blank">Big Basket</a>, and <a href="https://www.myntra.com/" target="_blank">Myntra</a>.</li><li><b>Omissions:</b> Statement Credit (w.e.f 3rd May'2022) and <a href="https://www.americanexpress.com/in" style="text-align: justify;" target="_blank">Amex</a> Domestic Travel EGV.</li><li><b>Untouched:</b> <a href="https://www.chargeplate.in/search/label/Amazon?&max-results=50" style="text-align: justify;">Amazon</a> and <a href="https://www.tajhotels.com/" style="text-align: center;" target="_blank">TAJ</a>.</li></ul></div><div><br /></div>
<center>
<table style="text-align: center;">
<tbody><tr>
<th><span style="color: white;">New Redemption Options</span></th>
<th><span style="color: white;">Old Redemption Options</span></th>
</tr>
<tr>
<td><a href="https://www.chargeplate.in/search/label/Amazon?&max-results=50" style="text-align: justify;">Amazon</a> EGV worth INR 7,000</td>
<td><a href="https://www.chargeplate.in/search/label/Amazon?&max-results=50" style="text-align: justify;">Amazon</a> EGV worth INR 7,000</td>
</tr>
<tr>
<td><a href="https://www.tajhotels.com/" target="_blank">TAJ</a> EGV worth INR 9,000</td>
<td><a href="https://www.tajhotels.com/" target="_blank">TAJ</a> EGV worth INR 9,000</td>
</tr>
<tr>
<td><a href="https://www.flipkart.com/" style="text-align: left;" target="_blank">Flipkart</a> EGV worth INR 7,000</td>
<td>Statement Credit worth INR 6,000</td>
</tr>
<tr>
<td><a href="https://www.croma.com/" style="text-align: left;" target="_blank">Croma</a> EGV worth INR 8,000</td>
<td><a href="https://www.americanexpress.com/in" style="text-align: justify;" target="_blank">Amex</a> Domestic Travel EGV worth INR 7,000</td>
</tr>
<tr>
<td><a href="https://www.shoppersstop.com/" style="text-align: left;" target="_blank">Shoppers Stop</a> EGV worth INR 8,000
</td>
</tr>
<tr>
<td><a href="https://www.bigbasket.com/" style="text-align: left;" target="_blank">Big Basket</a> EGV worth INR 8,000</td>
</tr>
<tr>
<td><a href="https://www.myntra.com/" style="text-align: left;" target="_blank">Myntra</a> EGV worth INR 8,000</td>
</tr>
</tbody></table>
</center>
<p style="text-align: justify;"><br /></p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">18K GC Reward Rate</h3><div><br /></div><div><ul style="text-align: left;"><li><a href="https://www.chargeplate.in/search/label/Amazon?&max-results=50" style="text-align: justify;">Amazon</a>, <a href="https://www.flipkart.com/" target="_blank">Flipkart</a>, 7K EGV Reward Rate ~ 39%</li><li><a href="https://www.croma.com/" target="_blank">Croma</a>, <a href="https://www.shoppersstop.com/" target="_blank">Shoppers Stop</a>, <a href="https://www.bigbasket.com/" target="_blank">Big Basket</a> & <a href="https://www.myntra.com/" target="_blank">Myntra</a>, 8K EGV Reward Rate ~ 45%</li><li><a href="https://www.tajhotels.com/" style="text-align: center;" target="_blank">TAJ</a> 9K EGV RR ~ 50%</li></ul><div><br /></div></div><h3 style="text-align: justify;">24K Gold Collection (New VS Old)</h3><div><br /></div><div><ul><li><b>Additions:</b> <a href="https://www.flipkart.com/" target="_blank">Flipkart</a>, <a href="https://www.croma.com/" target="_blank">Croma</a>, <a href="https://www.shoppersstop.com/" target="_blank">Shoppers Stop</a>, <a href="https://www.chargeplate.in/search/label/Amazon?&max-results=50" style="text-align: justify;">Amazon</a>, and <a href="https://www.airvistara.com/in/en" style="text-align: center;" target="_blank">Vistara</a>.</li><li><b>Omissions:</b> Statement Credit (w.e.f 3rd May'2022).</li><li><b>Untouched:</b> <a href="https://www.tanishq.co.in/" target="_blank">Tanishq</a> and <a href="https://www.tajhotels.com/" style="text-align: center;" target="_blank">TAJ</a>.</li></ul><div><br /></div></div>
<center>
<table style="text-align: center;">
<tbody><tr>
<th><span style="color: white;">New Redemption Options</span></th>
<th><span style="color: white;">Old Redemption Options</span></th>
</tr>
<tr>
<td><a href="https://www.tanishq.co.in/" style="text-align: left;" target="_blank">Tanishq</a> EGV worth INR 10,000</td>
<td><a href="https://www.tanishq.co.in/" style="text-align: left;" target="_blank">Tanishq</a> EGV worth INR 10,000</td>
</tr>
<tr>
<td><a href="https://www.tajhotels.com/" target="_blank">TAJ</a> EGV worth INR 14,000</td>
<td><a href="https://www.tajhotels.com/" target="_blank">TAJ</a> EGV worth INR 14,000</td>
</tr>
<tr>
<td><a href="https://www.flipkart.com/" style="text-align: left;" target="_blank">Flipkart</a> EGV worth INR 9,000</td>
<td>Statement Credit worth INR 9,000</td>
</tr>
<tr>
<td><a href="https://www.croma.com/" style="text-align: left;" target="_blank">Croma</a> EGV worth INR 9,000</td>
</tr>
<tr>
<td><a href="https://www.chargeplate.in/search/label/Amazon?&max-results=50" style="text-align: justify;">Amazon</a> EGV worth INR 9,000
</td>
</tr>
<tr>
<td><a href="https://www.airvistara.com/in/en" target="_blank">Vistara</a> EGV worth INR 11,000</td>
</tr>
<tr>
<td><a href="https://www.shoppersstop.com/" style="text-align: left;" target="_blank">Shoppers Stop</a> EGV worth INR 11,000</td>
</tr>
</tbody></table>
</center><b><br /></b><div><b><br /></b></div><div><h3 style="text-align: justify;">24K GC Reward Rate</h3><div><br /></div><div><ul><li><a href="https://www.chargeplate.in/search/label/Amazon?&max-results=50" style="text-align: justify;">Amazon</a>, <a href="https://www.croma.com/" target="_blank">Croma</a>, <a href="https://www.flipkart.com/" target="_blank">Flipkart</a>, 9K EGV Reward Rate ~ 37.5%</li><li><a href="https://www.tanishq.co.in/" target="_blank">Tanishq</a>, 10K EGV Reward Rate ~ 41.7%</li><li><a href="https://www.airvistara.com/in/en" style="text-align: center;" target="_blank">Vistara</a> and <a href="https://www.shoppersstop.com/" target="_blank">Shoppers Stop</a>, 11K EGV Reward Rate ~ 45.8%</li><li><a href="https://www.tajhotels.com/" style="text-align: center;" target="_blank">TAJ</a> 14K EGV Reward Rate ~ 58.3%</li></ul><div><br /></div></div></div><div><br /></div><h3 style="text-align: left;">CP's Take</h3><div><br /></div><div style="text-align: justify;">This is a very good step taken by <a href="https://www.americanexpress.com/in" target="_blank">American Express</a>. It has enabled cardmembers to choose their redemption option across various brands. As far as the omission of statement credit is concerned, we are not sure if people used it anyway, as it offered the lowest reward rate.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><div><div><span style="text-align: left;">Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in" style="text-align: left;">contact@chargeplate.in</a><span style="text-align: left;">.</span></div><div><span style="text-align: left;"><br /></span></div><div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><div><span style="text-align: left;"><br /></span></div><div><br /></div></div><div><br /></div></div><div><div><b>Related Articles: </b></div><div>▷ <a href="https://www.chargeplate.in/2019/07/american-express-platinum-travel-credit.html">Amex Travels Platinum Credit Card</a></div><div>▷ <a href="https://www.chargeplate.in/2019/07/american-express-membership-rewards.html">Amex Membership Rewards Credit Card</a></div><div>▷ <a href="https://www.chargeplate.in/2019/09/american-express-smartearn-credit-card.html">American Express SmartEarn Credit Card</a></div><div>▷ <a href="https://www.chargeplate.in/2019/09/the-american-express-centurion-card.html">The American Express Centurion Card, aka 'The Black Card'</a></div><div>▷ <a href="https://www.chargeplate.in/2019/08/amex-most-trusted-credit-card.html">India's Most Trusted Credit Card Brand</a></div></div><div><br /></div><div><br /></div><div class="separator" style="clear: both; text-align: left;"><a href="http://amex.in/refer/rAHMAK5YLF?CPID=100267379" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img alt="American Express" border="0" data-original-height="306" data-original-width="812" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2pSrL4gsRBZUXXYkZ10ZWHc794J5SKhAcxA_GI05CrgUW2ERo2W6fpYC9PgkQIcc_SJWGaxw3qvbwFn9xpp7ibsYDFzMfi6PPKdexhz4gwZ1ZwG5FycvfvgLdx1LvXZeBhyphenhyphenLjVo3Xg4Y/s16000/Apply+American+Express+Card.png" title="MMRC" /></a></div><br /><div><br /></div></div>
<script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-11853175801073425352022-02-27T13:52:00.016+05:302022-05-17T16:35:00.109+05:30Axis Bank Atlas Credit Card | The Premium Airmiles Card from Axis Bank<div class="hidden" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhw-6L_T08RwWS9bPZshV1SfCASDbjFtk6KYY_wudR-qfUZvFV35oX6BRQ8O1h7UxK_eYLk2rYAfvmwTjeHsYcIN_VFD9qgmcuIss4Ojse0OdAf6DYO4ai0kVqRJ97GRgQXOwa6tv4Ko7d2h0CWT6rLpv97dfqinKIfL-3QFCTaOwMWOXExa3XrmV3e/s331/Axis%20Bank%20Atlas%20Credit%20Card%20Details.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="208" data-original-width="331" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhw-6L_T08RwWS9bPZshV1SfCASDbjFtk6KYY_wudR-qfUZvFV35oX6BRQ8O1h7UxK_eYLk2rYAfvmwTjeHsYcIN_VFD9qgmcuIss4Ojse0OdAf6DYO4ai0kVqRJ97GRgQXOwa6tv4Ko7d2h0CWT6rLpv97dfqinKIfL-3QFCTaOwMWOXExa3XrmV3e/s16000/Axis%20Bank%20Atlas%20Credit%20Card%20Details.png" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUmWvNhCDR9hqul-7JVOGBmWzS-BqrfeZK3Q72siAzazBhORvg16fEjm1H-nf5VXsBpfxoUCaAOnHVzg_n2sjg6XUENACFm6TDJlKy8zaK60PsDGr1C5b5dlbAAlwdQMh8xlkMsIrXcRS_4Bdag9-cWzJW1hc8Q94JzZvQ0gBoryopFr18qDg95iID/s331/Axis%20Bank%20Atlas%20Credit%20Card%20Details.png" style="margin-left: 1em; margin-right: 1em;"><img alt="Axis Bank Atlas Credit Card" border="0" data-original-height="208" data-original-width="331" height="201" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUmWvNhCDR9hqul-7JVOGBmWzS-BqrfeZK3Q72siAzazBhORvg16fEjm1H-nf5VXsBpfxoUCaAOnHVzg_n2sjg6XUENACFm6TDJlKy8zaK60PsDGr1C5b5dlbAAlwdQMh8xlkMsIrXcRS_4Bdag9-cWzJW1hc8Q94JzZvQ0gBoryopFr18qDg95iID/w320-h201/Axis%20Bank%20Atlas%20Credit%20Card%20Details.png" title="Axis Bank Atlas Credit Card Details" width="320" /></a></div><br /><div class="hideimage" style="clear: both; text-align: center;"><br /></div><div style="text-align: justify;">To compete with the likes of Citi <a href="https://www.online.citibank.co.in/credit-card/travel/citi-premiermiles-card" target="_blank">PremierMiles</a> Credit Card, <a href="https://www.axisbank.com/" target="_blank">Axis Bank</a> too has launched a new Credit Card that offers AirMiles or EdgeMiles, as <a href="https://www.axisbank.com/" target="_blank">Axis Bank</a> likes to call it, to the cardholder. The Card comes powered with <a href="https://www.chargeplate.in/search/label/VISA%20Signature?&max-results=15" target="_blank">Visa Signature</a> that includes perks above and beyond those offered to <a href="https://www.chargeplate.in/search/label/VISA?&max-results=15" target="_blank">Visa</a> cardholders. The new Credit Card has been named '<a href="https://www.axisbank.com/retail/cards/credit-card/axis-bank-atlas-credit-card" target="_blank">Atlas Credit Card</a>.' Details below:</div><a name='more'></a><div style="text-align: justify;"><br /></div><div class="mbtTOC"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Welcome Offer</h3><div><br /></div><div><ul><li style="text-align: justify;">5000 EDGE Miles as a welcome benefit</li></ul><ul><li style="text-align: justify;">EdgeMiles shall be applicable upon successful completion of 3
transactions on the card within 60 days from the date of card setup</li></ul><ul><li style="text-align: justify;">1 EDGE Mile = INR 1</li></ul><ul><li style="text-align: justify;">1 EDGE Mile → 2 Partner Mile</li></ul><div style="text-align: justify;"><br /></div></div><div style="text-align: justify;"><br /></div><div><h3 style="text-align: justify;">Tiered Benefits</h3></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">As soon as you become an <a href="https://www.chargeplate.in/2022/05/axis-bank-atlas-credit-card.html" target="_blank">ATLAS</a> Credit Cardholder, you will be part of an exclusive Silver membership tier which offers a host of benefits. As you spend more in your anniversary year, your membership tier gets upgraded. Refer table below.</div><div style="text-align: justify;"><br /></div>
<center>
<table style="text-align: center;">
<tbody><tr>
<th><span style="color: white;">Silver Tier</span></th>
<th><span style="color: white;">Gold Tier</span></th>
<th><span style="color: white;">Platinum Tier</span></th>
</tr>
<tr>
<td>Default tier on joining</td>
<td>Get upgraded to Gold Tier on Spending 7.5L*</td>
<td>Get upgraded to Gold Tier on Spending 15L*</td>
</tr>
</tbody></table><br /></center><center><span style="font-size: x-small;">* Spends limited to an anniversary cycle</span></center><center><span style="font-size: x-small;"><br /></span></center>
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<center style="text-align: left;"><span style="text-align: justify;">Note that:</span></center><center style="text-align: justify;"><ul><li>The Cardholder tier will be valid for an anniversary year. The existing tier will be downgraded if the cardholder doesn’t achieve the tier threshold in the next year.</li></ul><ul><li>Suppose a cardholder whose card issuance date is 1st Jan 2022 starts with Silver-tier and spends INR 7 lacs up to 31st
Dec 2022 (end of card anniversary year 1). On 1st Jan 2023 will continue to be in the Silver tier until the cardholder spends
7.5 lacs to move to the Gold tier.</li></ul><ul><li>Now, suppose if the cardholder had spent 9 lacs before 31st Dec 2022, the cardholder will be upgraded to Gold Tier and will
continue to maintain Gold tier for card anniversary year 2 (1st Jan 2023 – 31st Jan 2023) </li></ul><ul><li>Similarly, if a cardholder in card anniversary year 2 (1st Jan 2023 – 31st Dec 2023) is in the gold tier and spends a cumulative of
6 lacs only in the year. Since the Gold tier spend threshold of 7.5 lacs is not met, the cardholder will be downgraded to the silver
tier in year 3 (1st Jan 2024- 31st Dec 2024)</li></ul><ul><li>Likewise, if the cardholder had spent 9 lacs before 31st Dec 2023, the cardholder will continue to remain in Gold Tier in year
3 (1st Jan 2024- 31st Dec 2024) </li></ul></center><center style="text-align: justify;"><br /></center><center style="text-align: justify;"><br /></center><center style="text-align: justify;"><h3 style="text-align: left;">Accelerated Edge Miles</h3><div style="text-align: left;"><br /></div><div><div><ul><li>5X Miles on Travel transactions made on <a href="https://www.axisbank.com/" target="_blank">Axis Bank</a> <a href="https://traveledge.axisbank.co.in/" target="_blank">Travel EDGE Portal</a> & Partner Airline (<a href="https://www.airasia.co.in/home" target="_blank">Air Asia</a>, <a href="https://www.airvistara.com/in/en" target="_blank">Air Vistara</a>, <a href="https://www.ethiopianairlines.com/" target="_blank">Ethiopian Airlines</a>, <a href="https://www.turkishairlines.com/" target="_blank">Turkish Airlines</a>)</li></ul><ul><li>2X EDGE Miles on FOREX transactions (Applicable for only Platinum Tier Cardholders)</li></ul><ul><li>1X Miles on other spends</li></ul><div><br /></div><div><br /></div></div></div></center><h3><p style="text-align: left;"></p><center style="text-align: justify;">Milestone Benefit</center></h3><center style="text-align: justify;"><br /></center><center style="text-align: justify;">Each tier has its own set of milestone benefits, as depicted below.</center><center style="text-align: justify;"><br /></center>
<center>
<table style="text-align: center;">
<tbody><tr>
<th><span style="color: white;">Silver Tier</span></th>
<th><span style="color: white;">Gold Tier</span></th>
<th><span style="color: white;">Platinum Tier</span></th>
</tr>
<tr>
<td>2500 EDGE Miles on spend of Rs 3L</td>
<td>5000 EDGE Miles on spend of Rs 7.5L</td>
<td>10000 EDGE Miles on spend of Rs 15L</td>
</tr>
</tbody></table><br /></center><center><br /></center><center><br /></center><h3><center style="text-align: left;">Airport Benefits</center><p></p></h3><div><br /><ul style="text-align: left;"><li><b>Domestic & International Lounge Access</b></li></ul></div><div><a href="https://www.chargeplate.in/2022/05/axis-bank-atlas-credit-card.html" target="_blank">Atlas</a> credit cardholders are entitled to avail of <a href="https://www.chargeplate.in/search/label/Lounge%20Access" target="_blank">lounge</a> benefits as per the following:</div><div><div><br /></div></div>
<center>
<table style="text-align: center;">
<tbody><tr>
<th><span style="color: white;">Cardholder Tier</span></th>
<th><span style="color: white;">Domestic Lounges</span></th>
<th><span style="color: white;">International Lounges</span></th>
</tr>
<tr>
<td>Silver</td>
<td>8 Visits</td>
<td>4 Visits</td>
</tr>
<tr>
<td>Gold</td>
<td>12 Visits</td>
<td>6 Visits</td>
</tr>
<tr>
<td>Platinum</td>
<td>18 Visits</td>
<td>12 Visits</td>
</tr>
</tbody></table><br /></center><center><br /></center><center style="text-align: justify;"><ul><li><b>Complimentary Concierge Services</b></li></ul></center><center style="text-align: left;">- Complimentary Concierge Services is applicable for Gold & Platinum Tier Cardholders only.</center><center style="text-align: left;"><br /></center><center style="text-align: left;">- Gold Tier members can avail of two, and Platinum Tier members can avail of four Concierge Services in an anniversary year.</center><center style="text-align: left;"><br /></center><center style="text-align: left;"><br /></center><center style="text-align: left;"><center style="text-align: justify;"><ul><li><b>Airport Pick Up Services</b></li></ul></center><center style="text-align: left;">- Complimentary Concierge Services is applicable for Platinum Tier Cardholders only.</center><center style="text-align: left;"><br /></center><center style="text-align: left;">- Platinum Tier members can avail of two complimentary Airport Pickup Services.</center><center style="text-align: left;"><br /></center><center style="text-align: left;">- All bookings are to be made at least 48 hours before the travel, and all luxury cars are available upon request.</center><center style="text-align: left;"><br /></center><center style="text-align: left;"><br /></center></center><h3 style="text-align: justify;">Renewal Benefit</h3><center style="text-align: left;"><center style="text-align: left;"><div style="font-size: medium; font-weight: 400; text-align: justify;"><br /></div><div style="font-size: medium; font-weight: 400; text-align: justify;">Upon successful payment of the annual card fee of INR 5000 + GST. EDGE Miles credit shall be as per the following:</div><div style="font-size: medium; font-weight: 400; text-align: justify;"><br /></div><div style="font-size: medium; font-weight: 400; text-align: justify;"><br /></div></center></center>
<center>
<table style="text-align: center;">
<tbody><tr>
<th><span style="color: white;">Silver Tier</span></th>
<th><span style="color: white;">Gold Tier</span></th>
<th><span style="color: white;">Platinum Tier</span></th>
</tr>
<tr>
<td>2500 EDGE Miles</td>
<td>5000 EDGE Miles</td>
<td>10000 EDGE Miles</td></tr></tbody></table><br /><br /><br /><h3 style="text-align: left;">ChargePlate's Take</h3><div style="text-align: left;"><br /></div><div style="text-align: justify;">Given the benefits against the annual fee, <a href="https://www.axisbank.com/" target="_blank">Axis Bank</a> <a href="https://www.chargeplate.in/2022/05/axis-bank-atlas-credit-card.html" target="_blank">Atlas CC</a> provides excellent returns in the form of milestone benefits, renewal benefits, and numerous airport benefits. If you are a frequent traveler, you can not only avail the aforementioned airport perks but also can transfer your accumulated miles to partner airlines. This card is definitely a go-ahead for backpackers.</div><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;"><div>Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at <a href="mailto:admin@chargeplate.in">editor@chargeplate.in</a>.<br /><br /><br />Thanks for reading!</div><div><br /><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><div dir="ltr" trbidi="on"><div style="text-align: justify;"><div><br /></div><div style="font-family: "times new roman";"><div style="text-align: left;"><span><font><u><b><br /></b></u></font></span></div><div style="text-align: left;"><span><u><b>Related Articles</b></u>:</span></div><div style="text-align: left;"><font><span><span><span>➺ </span></span></span><font color="#3367d6"><a href="http://www.chargeplate.in/2019/07/axis-bank-buzz-credit-card-review.html">Axis Bank Buzz Credit Card</a></font></font></div></div><div style="font-family: "times new roman"; text-align: left;"><font><span><span><span>➺ </span></span></span><font color="#3367d6"><a href="http://www.chargeplate.in/2019/07/hand-on-with-flipkart-axis-bank-credit.html">Axis Bank Flipkart Credit Card</a></font></font></div><div style="font-family: "times new roman"; text-align: left;"><font><span><span><span>➺ </span></span></span><font color="#3367d6"><a href="https://www.chargeplate.in/2020/09/Axis-Bank-Select-Credit-Card.html" target="_blank">Axis Bank Select Credit Card</a></font></font></div><div style="font-family: "times new roman"; text-align: left;"><font><span><span><span>➺ </span></span></span><font color="#3367d6"><a href="https://www.chargeplate.in/2019/09/magnus-by-axis-bank.html" target="_blank">Axis Bank Magnus Credit Card</a></font></font></div><div style="font-family: "times new roman"; text-align: left;"><font><span><span><span>➺ </span></span></span><font color="#3367d6"><a href="https://www.chargeplate.in/2019/09/axis-bank-neo-credit-card-review.html" target="_blank">Axis Bank Neo Credit Card</a></font></font></div><div style="font-family: "times new roman"; text-align: left;"><font><span><span><span>➺ </span></span></span><font color="#3367d6"><a href="https://www.chargeplate.in/2019/08/axis-bank-freecharge-credit-card-launch.html" target="_blank">Axis Bank Freecharge Credit Card</a></font></font></div><div style="font-family: "times new roman"; text-align: left;"><font><span><span><span>➺ </span></span></span><font color="#3367d6"><a href="https://www.chargeplate.in/2019/07/hands-on-with-axis-bank-privilege.html" target="_blank">Axis Bank Privilege Credit Card</a></font></font></div><div style="font-family: "times new roman"; text-align: left;"><font><span><span><span>➺ </span></span></span><font color="#3367d6"><a href="https://www.chargeplate.in/2019/07/axis-bank-titanium-credit-card-review.html" target="_blank">Axis Bank Titanium Credit Card</a></font></font></div><div style="font-family: "times new roman"; text-align: left;"><br /></div></div></div></div></div><div style="text-align: left;"><br /></div><br /></center><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com4tag:blogger.com,1999:blog-1300259667268453135.post-57644403461075303962022-02-19T16:05:00.001+05:302022-02-19T16:05:41.567+05:30Amex Offer | Get a 10% instant discount on groceries from Amazon Fresh<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgYfPkQhIhftLH0uCFDB8uQUzSR6yl7DWtRdmdONETTZkcHr0u5atbrx5yOBPw0iBgpNWhELFTjHCdp1BZg_uVkApVFoaQS7bC20bwp38SaTaPG8hlz_Q78V2F9JlY-HD_BEg3pjMLKRpj3J4q05PBZiN_voeMBvWOOXrETJTmfnf__BoyW64mzLv3h=s940" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="American Express Amazon Fresh Offer" border="0" data-original-height="595" data-original-width="940" src="https://blogger.googleusercontent.com/img/a/AVvXsEgYfPkQhIhftLH0uCFDB8uQUzSR6yl7DWtRdmdONETTZkcHr0u5atbrx5yOBPw0iBgpNWhELFTjHCdp1BZg_uVkApVFoaQS7bC20bwp38SaTaPG8hlz_Q78V2F9JlY-HD_BEg3pjMLKRpj3J4q05PBZiN_voeMBvWOOXrETJTmfnf__BoyW64mzLv3h=s16000" title="Amazon Fresh American Express Offer" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><p><span style="text-align: justify;"><a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> has launched an offer wherein you can get a flat 10% instant discount on purchasing groceries from </span><a href="https://amzn.to/32rz4kH" rel="nofollow" style="text-align: justify;" target="_blank">Amazon</a> <a href="https://www.amazon.in/alm/storefront?almBrandId=ctnow" target="_blank">Fresh</a><span style="text-align: justify;">. This offer is open to all <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> </span>Cardmembers whose accounts are valid and in good standing. Check out the offer details and conditions below.</p><a name='more'></a><p></p><div class="mbtTOC"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Offer Details</h3><div><ul><li style="text-align: justify;">10% instant discount (maximum Rs 500) on <a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> <a href="https://www.amazon.in/alm/storefront?almBrandId=ctnow" style="text-align: left;" target="_blank">Fresh</a> using <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> Credit Card.</li></ul><div style="text-align: justify;"><br /></div></div><p><span style="text-align: justify;"></span></p><div><h3 style="text-align: justify;">Offer Duration</h3><div style="text-align: justify;"><ul><li>This offer is valid on select Saturdays & Sundays from February to March 2022. </li></ul><ul><li>i.e., in February (12th, 13th, 19th, 20th, 26th, 27th February) and March (12th, 13th, 19th, 20th, 26th,
27th March) 2022.</li></ul><div><br /></div><h3>Minimum Txn Threshold</h3><div><ul><li>Minimum Transaction Value: INR 2,000.</li></ul><div><br /></div></div><div><h3>Other Details & Conditions</h3></div><div><ul><li>This offer is also applicable on Supplementary Cards.</li></ul><ul><li>The offer is also valid on EMI transactions.</li></ul><ul><li>For general T&Cs, Click <a href="https://www.americanexpress.com/content/dam/amex/in/services/Amazonfresh2-January22-TnC.pdf" target="_blank">here</a>.</li></ul><div><br /></div></div><div><div><div><span style="text-align: left;"><span>Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in">contact@chargeplate.in</a>.</span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><div><br /></div></div><div><br /></div><div class="separator" style="clear: both;"><a href="http://amex.in/refer/rAHMAA7xGx?XLINK=MYCP" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="306" data-original-width="812" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiuJLJnmEmtbjM9JTBSPcrPtksXk1TX41gEvflG4Lv2Tr9CXP5glXsikBmpoIs5DYZJs6m2wxDZ2uq_wDPtsABoDR1kuYk86k-6tiCFQs1oA8vi1edhQQzw9uawfNAO91HD677taEUbw6A/d/Apply+American+Express.png" /></a></div></div></div></div><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-69122690642956056542022-02-11T23:57:00.008+05:302022-03-31T12:45:41.295+05:30Amex Offer | Get up to 1500 Bonus Membership Rewards points on Dominos<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjBrJxI-JdwmjeHyc-h4My_J6LpD1X_7pOUKBWh_6oWspboO0w6y91AL7YhfMe6WhbkTr1ZSf0C0x1joNs2H2fyzHETQdBXzUUqxue55MKlKFQAxaFaLhDdHy9UWptnywoCEnzC-C3Mcdfivhfvk_OSJrjN1hp_kymLGMUllvYypeM-yAELYx6UKWlo/s879/1648710488776.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="American Express Dominos" border="0" data-original-height="393" data-original-width="879" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjBrJxI-JdwmjeHyc-h4My_J6LpD1X_7pOUKBWh_6oWspboO0w6y91AL7YhfMe6WhbkTr1ZSf0C0x1joNs2H2fyzHETQdBXzUUqxue55MKlKFQAxaFaLhDdHy9UWptnywoCEnzC-C3Mcdfivhfvk_OSJrjN1hp_kymLGMUllvYypeM-yAELYx6UKWlo/s16000/1648710488776.jpg" title="Dominos Card Offer" /></a></div><br /><p style="text-align: justify;"><span><a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> has launched an offer wherein you can get a flat </span><span>500 Bonus Membership Rewards points on <a href="https://www.dominos.co.in/" target="_blank">Dominos</a>. This offer is open to all <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> </span>Cardmembers whose accounts are valid and in good standing. Check out the offer details and conditions below.</p><a name='more'></a><p></p><div class="mbtTOC"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Offer Details</h3><div><br /></div><div><ul><li style="text-align: justify;">Get 500 Bonus Membership Rewards points on <a href="https://www.dominos.co.in/" target="_blank">Dominos</a> using <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> Card.</li></ul><ul><li style="box-sizing: inherit;">Cardmember can avail of the offer up to 3 times per card during the offer period.</li></ul><ul><li style="text-align: justify;">Flat 500 Bonus Membership Rewards points per transaction, aggregating to 1500 Bonus Membership Rewards points during the offer period.</li></ul><div style="text-align: justify;"><br /></div></div><p><span style="text-align: justify;"></span></p><div><h3 style="text-align: justify;">Offer Duration</h3><div><br /></div><div style="text-align: justify;"><ul><li>This offer is valid from 11 February 2022 until 31 March 2022 (including both days).</li></ul><div><br /></div><h3>Minimum Txn Threshold</h3><div><br /></div><div><ul><li>Minimum Transaction Value: INR 999.</li></ul><div><br /></div></div><div><h3>Other Details & Conditions</h3></div><div><br /></div><div><ul><li>This offer is also applicable to <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> Supplementary Cards.</li></ul><ul><li>The offer is not valid on Corporate & Network Cards.</li></ul><ul><li style="box-sizing: inherit;">Cardmember can avail of the offer up to 3 times per card during the offer period.</li></ul><ul><li style="box-sizing: inherit;">Cardmembers can avail Maximum of 1500 bonus Membership Rewards points per card during the offer period.</li></ul><ul><li style="box-sizing: inherit;">Cardmembers can avail of 500 Bonus Membership Rewards points per transaction.</li></ul><ul><li style="box-sizing: inherit;">Bonus Membership Rewards points would be credited within 5-10 business days from the transaction date.</li></ul><ul><li>For general T&Cs, Click <a href="https://www.americanexpress.com/en-in/benefits/amex-offers/dining/dominos.html?intlink=IN-OFFERS-apptimeline-dominos-280322" target="_blank">here</a>.</li></ul><div><br /></div></div><div><div><div><span style="text-align: left;"><span>Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in">contact@chargeplate.in</a>.</span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><div><br /></div></div><div><br /></div><div class="separator" style="clear: both;"><a href="http://amex.in/refer/rAHMAA7xGx?XLINK=MYCP" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="306" data-original-width="812" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiuJLJnmEmtbjM9JTBSPcrPtksXk1TX41gEvflG4Lv2Tr9CXP5glXsikBmpoIs5DYZJs6m2wxDZ2uq_wDPtsABoDR1kuYk86k-6tiCFQs1oA8vi1edhQQzw9uawfNAO91HD677taEUbw6A/d/Apply+American+Express.png" /></a></div></div></div></div><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-10392936333180874282022-01-29T15:03:00.009+05:302022-01-29T15:12:51.211+05:30Axis Bank | Now you can update your mobile number using the Axis Mobile App<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEh1gmQQoMygzGnJ2UzEcttZfDKNczhAtTmlTJZYa2-JXCg9U2pToO97l_e90vlA99mt827yjXAzJ6CEitnTNxZVaDyXMITbINU_MF9rVgzex_hi41mThBM8NplIM0S9HRbWmM_WzbsnR-h9Cl_y9oYLApjdCCS5DWDuHrjRXHrVcz-Tvey55UrrPovl=s800" style="margin-left: 1em; margin-right: 1em;"><img alt="Update axis bank credit card mobile number" border="0" data-original-height="418" data-original-width="800" src="https://blogger.googleusercontent.com/img/a/AVvXsEh1gmQQoMygzGnJ2UzEcttZfDKNczhAtTmlTJZYa2-JXCg9U2pToO97l_e90vlA99mt827yjXAzJ6CEitnTNxZVaDyXMITbINU_MF9rVgzex_hi41mThBM8NplIM0S9HRbWmM_WzbsnR-h9Cl_y9oYLApjdCCS5DWDuHrjRXHrVcz-Tvey55UrrPovl=s16000" title="Update axis bank credit card mobile number" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><span><a name='more'></a></span><div style="text-align: justify;">If you have ever tried to update the mobile number for your <a href="https://www.axisbank.com/" target="_blank">Axis Bank</a> <a href="https://www.axisbank.com/retail/cards/credit-card" target="_blank">Credit Card</a>, you must have experienced how troublesome and backdated the whole process was all this while. To get it done, one had to personally pay a visit to the <a href="https://www.axisbank.com/" target="_blank">Axis Bank</a> branch and fill up a Customer Request Form (CRF) available <a href="https://www.axisbank.com/docs/default-source/business-banking/customer-request-form.pdf" target="_blank">here</a> and submit it. The process took a week's time. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">However, now <a href="https://www.axisbank.com/" target="_blank">Axis Bank</a> has added an option wherein you can update your mobile number in your <a href="https://www.axisbank.com/" target="_blank">Axis Bank</a> account, loan account, and credit card from the convenience of your <a href="https://www.axisbank.com/" target="_blank">Axis</a> mobile <a href="https://play.google.com/store/apps/details?hl=en&id=com.axis.mobile" target="_blank">application</a>.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">All you have to do is follow the step by step process as shown below:</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">1. Log in to your <a href="https://www.axisbank.com/" target="_blank">Axis</a> Mobile <a href="https://play.google.com/store/apps/details?hl=en&id=com.axis.mobile" target="_blank">App</a> and select the '<b>My Profile</b>' option under '<b>Services</b>.'</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEhepe6xEXG_MAtl_QkBlyfKU2HLJJiiC6jhu5Eu1J6nUl4LVxwic5q0uGG2GPTDG4fGTSQKaJKD-KROD0ocWKoNJBOIn4tgHZxLnWKov6nWGjkQxMEzklvZC--bz2aTEMeFnXcECJUSTNFLZb9UiOqDn7aJk_Q745gxI6lPEbxHUXKUIjAg7U5NUX-g=s1200" style="margin-left: 1em; margin-right: 1em;"><img alt="Update mobile number in Axis Bank" border="0" data-original-height="1200" data-original-width="540" height="640" src="https://blogger.googleusercontent.com/img/a/AVvXsEhepe6xEXG_MAtl_QkBlyfKU2HLJJiiC6jhu5Eu1J6nUl4LVxwic5q0uGG2GPTDG4fGTSQKaJKD-KROD0ocWKoNJBOIn4tgHZxLnWKov6nWGjkQxMEzklvZC--bz2aTEMeFnXcECJUSTNFLZb9UiOqDn7aJk_Q745gxI6lPEbxHUXKUIjAg7U5NUX-g=w288-h640" title="Update mobile number in Axis Bank" width="288" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: justify;">2. Select the <b>Mobile Number</b> Update option.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEjsuEXx3fadskaCh2Al40bIxvA1_Rpjq1k27E4XmZvLHQpoHSWSstuUFT-BdNpEp7qJxi5Na3tx0Jc8pHTanttZdSJBGB1l9XWlu2N1rbYgqxGxl8qBOksUtG9857UXib9tfZBYle7SZ0bWHedDJwxTl9gig87_-w9ZeK7JAN0SMD3I1ag8VKwp2TV6=s1200" style="margin-left: 1em; margin-right: 1em;"><img alt="Update mobile number in Axis Bank Credit Card" border="0" data-original-height="1200" data-original-width="540" height="640" src="https://blogger.googleusercontent.com/img/a/AVvXsEjsuEXx3fadskaCh2Al40bIxvA1_Rpjq1k27E4XmZvLHQpoHSWSstuUFT-BdNpEp7qJxi5Na3tx0Jc8pHTanttZdSJBGB1l9XWlu2N1rbYgqxGxl8qBOksUtG9857UXib9tfZBYle7SZ0bWHedDJwxTl9gig87_-w9ZeK7JAN0SMD3I1ag8VKwp2TV6=w288-h640" title="Update mobile number in Axis Bank Credit Card" width="288" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: justify;">3. Select the instrument for which you want to update the mobile number.</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgP6mwPKlrX4ilzF7h9J6tKLqvrC-0UrZtNr9SxC0sXomnHU5G3bGpG4iZ5_tMwg9OhorxeTtlbQYkTwZezg1LRJx3nsZ5_JHfhkE6Ki0JTvE3Pfqfe4YlpJOm1FzH27PgyGgptUrhN4VfCgIFFjDNzCUcD9phnbaMzlxSy1B1WrDFG8a5DDKKFeAZt=s1200" style="margin-left: 1em; margin-right: 1em;"><img alt="Update mobile number in Axis Bank Savings account" border="0" data-original-height="1200" data-original-width="540" height="640" src="https://blogger.googleusercontent.com/img/a/AVvXsEgP6mwPKlrX4ilzF7h9J6tKLqvrC-0UrZtNr9SxC0sXomnHU5G3bGpG4iZ5_tMwg9OhorxeTtlbQYkTwZezg1LRJx3nsZ5_JHfhkE6Ki0JTvE3Pfqfe4YlpJOm1FzH27PgyGgptUrhN4VfCgIFFjDNzCUcD9phnbaMzlxSy1B1WrDFG8a5DDKKFeAZt=w288-h640" title="Update mobile number in Axis Bank Savings account" width="288" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: justify;">4. Enter the new mobile number and click <b>Proceed</b>.</div><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEh2HA15orHIT7n7O_oJn2MR2_IRAYeUmQHg_JXM60uTd6Vl3CQN8a4FZkeBJgXjrLh2BsxUBnqcAEpw3EHqhMq7KHMpEmLzwPRN8e4GLq4O8sXu5B3_gd7CVLDdQygF16ha1STI22y7vQV2hKnySEv2PtsSPND0-OAh5TSF_sHWocbbCDV6hHDxMc4I=s1200" style="margin-left: 1em; margin-right: 1em;"><img alt="Update mobile number in Axis Bank loan account" border="0" data-original-height="1200" data-original-width="540" height="640" src="https://blogger.googleusercontent.com/img/a/AVvXsEh2HA15orHIT7n7O_oJn2MR2_IRAYeUmQHg_JXM60uTd6Vl3CQN8a4FZkeBJgXjrLh2BsxUBnqcAEpw3EHqhMq7KHMpEmLzwPRN8e4GLq4O8sXu5B3_gd7CVLDdQygF16ha1STI22y7vQV2hKnySEv2PtsSPND0-OAh5TSF_sHWocbbCDV6hHDxMc4I=w288-h640" title="Update mobile number in Axis Bank loan account" width="288" /></a></div><br /><div class="separator" style="clear: both; text-align: justify;">5. Done!</div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><div><div><span style="text-align: left;"><span>Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in">contact@chargeplate.in</a>.</span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><div><br /></div></div><div><br /></div></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: justify;"><br /></div>
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<script language="javascript" rel="nofollow" src="http://c.amazon-adsystem.com/aax2/assoc.js" type="text/javascript"></script></center>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-64306334990958366902022-01-27T15:01:00.003+05:302022-01-27T15:06:31.101+05:30Amex Offer | Get up to INR 1500 instant discount on Amazon<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgNU0ELbnqqnbPM5b7hi1RqVB11jdE3HucQFae9k7Phw68uUbJalBgU0Ur-Rd6vjl7ELZ6f7-DOWSOrC_lRnSjpA_HIxIqU1-0QhZB-xCSOguWk22UwmRV0ojbJ61FwnCiqtUQE64qJ1wW2eLTToK4INDJAWTxzLpoVjtfxmGFS8orr-PnTNyZtbDN6=s620" style="margin-left: 1em; margin-right: 1em;"><img alt="American Express Amazon offer" border="0" data-original-height="483" data-original-width="620" src="https://blogger.googleusercontent.com/img/a/AVvXsEgNU0ELbnqqnbPM5b7hi1RqVB11jdE3HucQFae9k7Phw68uUbJalBgU0Ur-Rd6vjl7ELZ6f7-DOWSOrC_lRnSjpA_HIxIqU1-0QhZB-xCSOguWk22UwmRV0ojbJ61FwnCiqtUQE64qJ1wW2eLTToK4INDJAWTxzLpoVjtfxmGFS8orr-PnTNyZtbDN6=s16000" title="Amex Amazon offer" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><p style="text-align: justify;"><span><a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> has launched an offer wherein you can get a flat 7.5% instant discount on purchasing the latest mobile phones, large appliances, furniture, and more from </span><a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a><span>. Check out the offer details and conditions below.</span></p><a name='more'></a><p></p><div class="mbtTOC"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Offer Details</h3><div><ul><li style="text-align: justify;">7.5% instant discount (maximum Rs 1,500) on <a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> using <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> Credit Card.</li></ul><ul><li style="text-align: justify;">The offer is applicable only on EMI transactions.</li></ul><div style="text-align: justify;"><br /></div></div><div><h3 style="text-align: justify;">Offer Duration</h3><div style="text-align: justify;"><ul><li>27 January to 31 January 2022 (inclusive of both dates).</li></ul><div><br /></div><h3>Minimum Txn Threshold</h3><div><ul><li>Minimum Transaction Value: INR 12,000.</li></ul><div><br /></div></div><div><h3>Other Details & Conditions</h3></div><div><ul><li>This offer is also applicable on Supplementary Cards.</li></ul><ul><ul><li><a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> Charge Cards are excluded from the offer.</li></ul></ul><ul><li>An instant discount will be applicable only if the EMI transaction is done on <a href="https://amzn.to/32rz4kH" rel="nofollow" style="text-align: left;" target="_blank">Amazon</a> mobile app or <a href="http://www.amazon.in">www.amazon.in</a> or the mobile site of <a href="https://amzn.to/32rz4kH" rel="nofollow" style="text-align: left;" target="_blank">Amazon</a>.</li></ul><ul><li>This offer is not applicable on the purchase of the following products:</li></ul><div><ol><li><span style="font-size: x-small;">Gift Card(s) (<a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> branded and Non-<a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> branded)</span></li><li><span style="font-size: x-small;">All prepaid Recharges (Mobile, DTH, Google Play, Subscriptions, Cable TV, Metro, and any other kind of prepaid recharge.</span></li><li><span style="font-size: x-small;">All types of Bill Payments.</span></li><li><span style="font-size: x-small;">Digital Gold purchases and sales.</span></li><li><span style="font-size: x-small;">Kindle e-books and Kindle Unlimited Subscription Program.</span></li><li><span style="font-size: x-small;">Select Mobile, TV, and Electronic products (see product page for offer eligibility).</span></li><li><span style="font-size: x-small;"><a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> Pay balance loading.</span></li><li><span style="font-size: x-small;"><a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> Prime subscription.</span></li><li><span style="font-size: x-small;">Infant Nutrition and feeding products.</span></li><li><span style="font-size: x-small;">Godrej Interio products.</span></li><li><span style="font-size: x-small;">All insurance, travel, and entertainment booking (Insurance, Flight, Bus, Trains, and Movies).</span></li><li><span style="font-size: x-small;">Gold and Silver coins.</span></li><li><span style="font-size: x-small;"><a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> Food orders.</span></li><li><span style="font-size: x-small;">Installation Orders (<a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> and Brand)</span></li></ol></div><ul><li>For general T&Cs, Click <a href="https://www.americanexpress.com/content/dam/amex/in/benefits/Amazon_EMI_TnC_Jan22.pdf" target="_blank">here</a>.</li></ul><div><br /></div></div><div><div><div><span style="text-align: left;"><span>Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in">contact@chargeplate.in</a>.</span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><div><br /></div></div><div><br /></div><div class="separator" style="clear: both;"><br /></div></div></div></div>
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<script language="javascript" rel="nofollow" src="http://c.amazon-adsystem.com/aax2/assoc.js" type="text/javascript"></script></center>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-42370028222955689312022-01-21T10:08:00.005+05:302022-01-21T12:51:14.162+05:30Amex Offer | Get a 10% instant discount when you shop on Amazon<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEikoe63akgdkxKSz0pjRNdF2z545FyBPUXDD8LXk_d_IbbE-GVCKDk2qXKXmzxDi7PIs_-DrlrlVb0TLkRnNzgnJwUIaQbH87Gkr4pPoNJSirU57JEmN3LQFnRVkdrQ8mSv-4HT4zijMEWl-gzr7_1NhGY1J0HOrHtEFd7qFi3n8MMHM0VFGooS13W-=s1128" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="American Express Amazon Offer" border="0" data-original-height="767" data-original-width="1128" src="https://blogger.googleusercontent.com/img/a/AVvXsEikoe63akgdkxKSz0pjRNdF2z545FyBPUXDD8LXk_d_IbbE-GVCKDk2qXKXmzxDi7PIs_-DrlrlVb0TLkRnNzgnJwUIaQbH87Gkr4pPoNJSirU57JEmN3LQFnRVkdrQ8mSv-4HT4zijMEWl-gzr7_1NhGY1J0HOrHtEFd7qFi3n8MMHM0VFGooS13W-=s16000" title="Amex Amazon Offer" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><p style="text-align: justify;"><span><a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> has launched an offer wherein you can get a flat 10% instant discount on purchasing the latest mobile phones, large appliances, furniture, and more from </span><a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a><span>. Check out the offer details and conditions below.</span></p><p style="text-align: justify;"><span><br /></span></p><p style="text-align: justify;"><i><b><u><span style="color: #cc0000;">Pro Tip</span></u></b> - To maximize the benefit, get routed via <a href="https://www.americanexpress.com/en-in/" target="_blank">American Express</a> <a href="https://www.americanexpress.com/in/benefits/rewards-program.html" target="_blank">Reward Multiplier Portal</a> by clicking <a href="https://www.americanexpress.com/in/benefits/rewards-program.html" target="_blank">here</a>. Doing so, you will also get 22 Membership Rewards Points per Rs. 100 spent. Click <a href="https://www.chargeplate.in/2022/01/american-express-republic-day-sale.html" target="_blank">here</a> for detailed offer stipulations.</i></p><a name='more'></a><p></p><div class="mbtTOC"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Offer Details</h3><div><ul><li style="text-align: justify;">10% instant discount (maximum of Rs 1,500) on <a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> using <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50" target="_blank">American Express</a> Credit Card.</li></ul><div style="text-align: justify;"><br /></div></div><div><h3 style="text-align: justify;">Offer Duration</h3><div style="text-align: justify;"><ul><li>The Offer is valid from 21 January 2022 to 22 January 2022.</li></ul><div><br /></div><h3>Minimum Txn Threshold</h3><div><ul><li>Minimum Transaction Value: INR 10,000.</li></ul><div><br /></div></div><div><h3>Other Details & Conditions</h3></div><div><ul><li>This offer is also applicable on Supplementary Cards.</li></ul><ul><li>The offer is also valid on EMI transactions.</li></ul><ul><li>An instant discount will be applicable only if the EMI transaction is done on <a href="https://amzn.to/32rz4kH" rel="nofollow" style="text-align: left;" target="_blank">Amazon</a> mobile app or <a href="http://www.amazon.in">www.amazon.in</a> or the mobile site of <a href="https://amzn.to/32rz4kH" rel="nofollow" style="text-align: left;" target="_blank">Amazon</a>.</li></ul><ul><li>This offer is not applicable on the purchase of the following products:</li></ul><div><ol><li><span style="font-size: x-small;">Gift Card(s) (<a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> branded and Non-<a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> branded)</span></li><li><span style="font-size: x-small;">All types of Prepaid Recharges (Mobile, DTH, Google Play, Subscriptions, Cable TV, Metro, and any other type of prepaid recharge.</span></li><li><span style="font-size: x-small;">All types of Bill Payments.</span></li><li><span style="font-size: x-small;">Digital Gold purchases and sales.</span></li><li><span style="font-size: x-small;">Kindle e-books and Kindle Unlimited Subscription Program.</span></li><li><span style="font-size: x-small;">Select Mobile, TV, and Electronic products (see product page for offer eligibility).</span></li><li><span style="font-size: x-small;"><a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> Pay balance loading.</span></li><li><span style="font-size: x-small;"><a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> Prime subscription.</span></li><li><span style="font-size: x-small;">Infant Nutrition and feeding products.</span></li><li><span style="font-size: x-small;">Godrej Interio products.</span></li><li><span style="font-size: x-small;">All types of insurance, travel, and entertainment booking (Insurance, Flight, Bus, Trains, and Movies).</span></li><li><span style="font-size: x-small;">Gold and Silver coins.</span></li><li><span style="font-size: x-small;"><a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> Food orders.</span></li><li><span style="font-size: x-small;">Installation Orders (<a href="https://amzn.to/32rz4kH" rel="nofollow" target="_blank">Amazon</a> and Brand)</span></li></ol></div><ul><li>For general T&Cs, Click <a href="https://www.americanexpress.com/content/dam/amex/in/services/Amazon-January22-TnC.pdf" target="_blank">here</a>.</li></ul><div><br /></div></div><div><div><div><span style="text-align: left;"><span>Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in">contact@chargeplate.in</a></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><div><br /></div></div><div><br /></div><div class="separator" style="clear: both;"><a href="http://amex.in/refer/rAHMAA7xGx?XLINK=MYCP" style="margin-left: 1em; margin-right: 1em;" target="_blank"><img border="0" data-original-height="306" data-original-width="812" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiuJLJnmEmtbjM9JTBSPcrPtksXk1TX41gEvflG4Lv2Tr9CXP5glXsikBmpoIs5DYZJs6m2wxDZ2uq_wDPtsABoDR1kuYk86k-6tiCFQs1oA8vi1edhQQzw9uawfNAO91HD677taEUbw6A/d/Apply+American+Express.png" /></a></div></div></div></div><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-38025906994267611082022-01-17T17:54:00.014+05:302022-01-17T21:41:34.252+05:30StanChart Smart Credit Card | Features & Benefits | Fee Structure | Other Details<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEj2Wrs88TvhaemjmMJ_Unyy2fMMNRt6A2qchKYLTqM3Epi0tXD_PhAsXlsjDN01tQva3XTphrt4lO9ICt95t-or1jJXftbFmHds3bg8BuWqzC6mk7jAeyDy_qhqnwP5SKdbRnwXqFHovOZvul3aK3RLC4mlTfTOqvNXTVv7XZ1IE4V5VMkOSz7klXnA=s497" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="315" data-original-width="497" height="203" src="https://blogger.googleusercontent.com/img/a/AVvXsEj2Wrs88TvhaemjmMJ_Unyy2fMMNRt6A2qchKYLTqM3Epi0tXD_PhAsXlsjDN01tQva3XTphrt4lO9ICt95t-or1jJXftbFmHds3bg8BuWqzC6mk7jAeyDy_qhqnwP5SKdbRnwXqFHovOZvul3aK3RLC4mlTfTOqvNXTVv7XZ1IE4V5VMkOSz7klXnA=s320" width="320" /></a></div><div class="hideimage" style="clear: both; text-align: center;"><br /></div><div class="hideimage" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEiSi46kpITAdHNz97kHVPqo3eya4VshevM_PPL9S-ftsY9xVLh4Io35-F46XcXb3faXg-hwqgdiuw1vy7h7T9I-8scuTonIGa5V4bNBl_bIIHI6HIP2e3ReNg6c4jrJcRg_cw0msZenMVupBOPTM7ngldbdSgV_hNyeczxw_OVDFtfP-o3aummt6irz=s497" style="margin-left: 1em; margin-right: 1em;"><img alt="Standard Chartered Smart Credit Card" border="0" data-original-height="315" data-original-width="497" height="203" src="https://blogger.googleusercontent.com/img/a/AVvXsEiSi46kpITAdHNz97kHVPqo3eya4VshevM_PPL9S-ftsY9xVLh4Io35-F46XcXb3faXg-hwqgdiuw1vy7h7T9I-8scuTonIGa5V4bNBl_bIIHI6HIP2e3ReNg6c4jrJcRg_cw0msZenMVupBOPTM7ngldbdSgV_hNyeczxw_OVDFtfP-o3aummt6irz=w320-h203" title="StanChart Smart Credit Card" width="320" /></a></div><br /><p style="text-align: justify;">Dubbed as '<a href="https://www.chargeplate.in/2022/01/stanchart-smart-credit-card.html" target="_blank">Smart Credit Card</a>' is a new entry-level credit card in the market and a new addition to the <a href="https://www.sc.com/in/" target="_blank">Standard Chartered Bank</a>'s credit card portfolio. The card features look promising against the annual fee that the bank will levy on the card users. </p><p style="text-align: justify;"><br /></p><p style="text-align: justify;">The USP of the <a href="https://www.chargeplate.in/2022/01/stanchart-smart-credit-card.html" target="_blank">Smart Card</a> is its BNPL (<i>Buy Now, Pay Later</i>) feature, i.e., extended interest-free credit period of 90 days. Cardholders may opt to pay only the minimum amount due, up to three statement cycles, without paying additional interest charges to the remaining outstanding. However, the cardholder needs to pay off the total outstanding due on the fourth statement to keep the account in good standing. Details below:</p><p style="text-align: justify;"><br /></p><span><a name='more'></a></span><div class="mbtTOC" style="text-align: left;"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><p style="text-align: justify;"><br /></p><p style="text-align: justify;"><br /></p><h3 style="text-align: justify;">Extended Interest-Free Period</h3><div><br /></div><div><ul style="text-align: left;"><li>Enjoy an extended interest-free period of up to 90 days.</li></ul><ul style="text-align: left;"><li style="text-align: justify;">The Minimum Amount Due (MAD) is payable within the due date for each month to continue the interest-free period. Refer illustration below:</li></ul><div style="text-align: justify;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEhH1FkDNyMkRvV3hSN2icYKpm9U26NVWnAvbFRIDAHn_9M-SEQj1yj4d7nV_02weC7NYrwKl8gGj9v0DBLnhIep4vS1Is0DOEB6ywyqJlxkyPy8PKDw_EJfaJzMJb5BTykUNVwbLxIMddvLiA-ctAH9VP1zNqaQRHlD3CEzKeQrBS8ljFYhGi57GvQK=s927" style="margin-left: 1em; margin-right: 1em;"><img alt="Standard Chartered Smart credit card" border="0" data-original-height="228" data-original-width="927" src="https://blogger.googleusercontent.com/img/a/AVvXsEhH1FkDNyMkRvV3hSN2icYKpm9U26NVWnAvbFRIDAHn_9M-SEQj1yj4d7nV_02weC7NYrwKl8gGj9v0DBLnhIep4vS1Is0DOEB6ywyqJlxkyPy8PKDw_EJfaJzMJb5BTykUNVwbLxIMddvLiA-ctAH9VP1zNqaQRHlD3CEzKeQrBS8ljFYhGi57GvQK=s16000" title="StanChart Smart credit card" /></a></div><br /><div style="text-align: justify;"><br /></div><div style="text-align: justify;">→ Cardholders may opt to pay off only the MAD amounting to INR 500 in Month 1, INR 1000 in Month 2, and INR 1500 in Month 3. However, failing to pay off the total outstanding in month 4 amounting to INR 40000 will attract interest charges on the entire due amount (INR 40000 in this case) along with a late payment fee.</div></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">→ The interest-free period will cease to exist if MAD for any month is not paid within the due date.</div><div style="text-align: justify;"><br /></div><div style="text-align: justify;">→ Click <a href="https://www.sc.com/in/credit-cards/smart-card-faqs/" target="_blank">here</a> for <a href="https://www.chargeplate.in/2022/01/stanchart-smart-credit-card.html" target="_blank">Smart Card</a> FAQs. </div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Cashback Program</h3><div><br /></div><div><ul style="text-align: left;"><li>2% Cashback on online spending, capped at INR 1000 per month.</li></ul><ul style="text-align: left;"><li>1% Cashback across all other spendings, capped at INR 500 per month.</li></ul><ul style="text-align: left;"><li>Cashback is not applicable on fuel and cash withdrawal transactions.</li></ul><div><br /></div></div><div><br /></div><div><br /></div><h3 style="text-align: left;">Special Interest Rate with NIL Processing Fee</h3><div><br /></div><div><ul style="text-align: left;"><li>Convert eligible transactions into a 3 month EMI plan at a special interest rate of 0.99% per month only.</li></ul><ul style="text-align: left;"><li>The processing fee is waived off against a three-month EMI plan.</li></ul><div><br /></div></div><div><br /></div><div><br /></div><h3 style="text-align: left;">Other Standard Features</h3><div><br /></div><div><ul style="text-align: left;"><li>Free Add-on Cards.</li><li>EMI facility (Txn > INR 2000).</li><li>Balance Transfer & Balance Transfer on EMI.</li><li>Dial a loan.</li><li>360° Rewards.</li></ul><div><br /></div></div><div><br /></div><div><br /></div><h3 style="text-align: left;">Fee Structure</h3><div><br /></div><div><ul style="text-align: left;"><li><b>Annual Fee</b> - INR 499 + Applicable Taxes.</li></ul><ul style="text-align: left;"><li><b>Renewal Fee</b> - INR 499 + Applicable Taxes.</li></ul><ul style="text-align: left;"><li>The fee gets waived off on spending INR 120,000 in the preceding year.</li></ul></div><div><br /></div><div><br /></div><div><br /></div><div><span style="text-align: justify;">→ Click </span><a href="https://av.sc.com/in/content/docs/in-digismart-credit-card-terms-and-conditions.pdf" style="text-align: justify;" target="_blank">here</a><span style="text-align: justify;"> for </span>CCTC.</div><div><span style="text-align: justify;">→ Click </span><a href="https://av.sc.com/in/content/docs/in-smartcard-most-important-terms-and-conditions.pdf" style="text-align: justify;" target="_blank">here</a><span style="text-align: justify;"> for </span>MITC.</div><div><span style="text-align: justify;">→ Click </span><a href="https://av.sc.com/in/content/docs/in-smartcard-product-terms-and-conditions.pdf" style="text-align: justify;" target="_blank">here</a><span style="text-align: justify;"> for </span><a href="https://www.chargeplate.in/2022/01/stanchart-smart-credit-card.html" style="text-align: justify;" target="_blank">Smart Credit Card</a> – Terms and Conditions.</div><div><br /></div><div><br /></div><div><br /></div><div><div style="text-align: justify;"><div><span style="text-align: left;">Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in" style="text-align: left;">contact@chargeplate.in</a><span style="text-align: left;">.</span></div><div><span style="text-align: left;"><br /></span></div><div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><span style="text-align: left;"><br /></span></div><br /></div></div><div style="text-align: justify;"><br /></div><div><div style="text-align: center;"><div class="separator" style="clear: both;"><br /></div></div></div></div><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-58522483173251990872022-01-15T17:12:00.003+05:302022-01-25T04:16:59.589+05:30Amex - Republic Day Offer | Earn 22 RPs for every INR 100 spent via Reward Multiplier <div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgwl8o7OPA0ci6gwgu_JSN80wVBFDt1emaL5d05u0-W7AQVnn48Xs5wTcGU59wKBeD2IhcrySDwXNI553w0tsZoVd8cP0EUoF8xXSK-rpQOyceQjKq8ur7keygWlMSX75o1Pdem80dHtLWauIQDpico3-AfpgHUiuBl8TlXgmubyl-i7TJjRlrydMJx=s583" style="margin-left: 1em; margin-right: 1em;"><img alt="American Express Republic Day Offer" border="0" data-original-height="339" data-original-width="583" src="https://blogger.googleusercontent.com/img/a/AVvXsEgwl8o7OPA0ci6gwgu_JSN80wVBFDt1emaL5d05u0-W7AQVnn48Xs5wTcGU59wKBeD2IhcrySDwXNI553w0tsZoVd8cP0EUoF8xXSK-rpQOyceQjKq8ur7keygWlMSX75o1Pdem80dHtLWauIQDpico3-AfpgHUiuBl8TlXgmubyl-i7TJjRlrydMJx=s16000" title="Amex Republic Day Offer" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div style="text-align: justify;">As many e-com giants have triggered the Republic Day Sale, <a href="https://www.chargeplate.in/search/label/American%20Express?&max-results=50">American Express</a> is up with another exciting promotion. During the promotion, you can get more value for your spending on fashion, accessories, electronics, and more when you shop through <a href="https://www.americanexpress.com/in/benefits/rewards-program.html">AMEX Rewards Multiplier Portal</a>. Details below:<span><a name="more"></a></span></div><div style="text-align: justify;"><br /></div><div class="mbtTOC"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><a name='more'></a><div style="text-align: justify;"><br /></div><p><span></span></p><div style="text-align: justify;"><h3>About the Offer</h3><div><br /></div><div><ul><li>Cardmember would get 22 Membership Rewards points on every spend of INR 100.</li></ul><ul><li>The ongoing <a href="https://www.americanexpress.com/in/benefits/rewards-program.html">Rewards Multiplier</a> offers - 5X points on <a href="https://www.americanexpress.com/in/charge-cards/platinum-card/">American Express Platinum Card</a> & <a href="https://www.chargeplate.in/2020/06/american-express-gold-charge-card.html">American Express Gold Card</a>, 3X points on <a href="https://www.americanexpress.com/in/credit-cards/platinum-reserve-credit-card/?linknav=in-amex-cardshop-details-browse-AmericanExpressPlatinumReserve">American Express Platinum Reserve (SM) Credit Card</a> & <a href="https://www.chargeplate.in/2019/07/american-express-platinum-travel-credit.html">American Express Platinum Travel Credit Card</a>, and 2X points on other <a href="https://www.chargeplate.in/search/label/American%20Express?&max-results=50">American Express</a> Proprietary Cards will not be applicable.</li></ul><ul><li>Additionally, during the promo period, you can earn 22 rewards for every INR 100 spent on other merchants as well that are listed <a href="https://www.americanexpress.com/in/benefits/rewards-program.html?extlink=IN-RM-EDM-3X-26Jul" target="_blank">here</a>.</li></ul><ul><li>This offer is not valid on e-vouchers purchased via <a href="https://www.americanexpress.com/in/benefits/rewards-program.html">Rewards Multiplier</a>.</li></ul><div><br /></div></div><div><h3>Offer Duration</h3><div><br /></div><div style="text-align: left;"><ul><li>The offer is valid from <span style="text-align: justify;">16 January 2022 - 26 January 2022.</span> (both days included).</li></ul><div><br /></div><div><h3>Fulfilment Timeline</h3></div><div><br /></div><div><ul><li>Additional Membership Rewards points are to be credited within 120 business days from the date of transaction.</li></ul><div><br /></div></div><div><h3 style="text-align: justify;">Additional Stipulations</h3><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><ul><li>Due to the <a href="https://www.who.int/health-topics/coronavirus" target="_blank">Covid-19</a> situation, the fulfilment timeline may get affected, and in extreme circumstances, it would be completed in 150 business days.</li></ul><ul><li>Clear your browser's cookies/cache before logging.</li></ul><ul><li>Ensure that you start shopping with an empty cart.</li></ul><ul><li>Ensure that you are not using incognito or private browsing mode.</li></ul><ul><li>Click <a href="https://www.americanexpress.com/in/benefits/rewards-program/terms-conditions.html" target="_blank">here</a> for Amex Reward Multiplier T&Cs.</li></ul><div><div><br /></div><div><div><span style="text-align: left;">Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in" style="text-align: left;">contact@chargeplate.in</a></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><script>mbtTOC();</script><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><div style="text-align: justify;"><b>Related Articles: </b></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/07/american-express-platinum-travel-credit.html">Amex Travels Platinum Credit Card</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/07/american-express-membership-rewards.html">Amex Membership Rewards Credit Card</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/09/american-express-smartearn-credit-card.html">American Express SmartEarn Credit Card</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/09/the-american-express-centurion-card.html">The American Express Centurion Card aka 'The Black Card'</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2019/08/amex-most-trusted-credit-card.html">India's Most Trusted Credit Card Brand</a></div><div style="text-align: justify;">▷ <a href="https://www.chargeplate.in/2021/07/American-Express-Gyftr.html">Get Accelerated Points on e-Vouchers with Reward Multiplier</a></div><div style="text-align: justify;"><br /></div></span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;"><a href="http://amex.in/refer/rAHMAK5YLF?CPID=100267379" style="clear: left; margin-bottom: 1em; margin-right: 1em; text-align: center;" target="_blank"><img border="0" data-original-height="306" data-original-width="812" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiuJLJnmEmtbjM9JTBSPcrPtksXk1TX41gEvflG4Lv2Tr9CXP5glXsikBmpoIs5DYZJs6m2wxDZ2uq_wDPtsABoDR1kuYk86k-6tiCFQs1oA8vi1edhQQzw9uawfNAO91HD677taEUbw6A/d/Apply+American+Express.png" /></a></span></div></div></div></div></div></div></div></div>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-79264089879528781582022-01-15T16:09:00.004+05:302022-01-15T16:15:06.147+05:30StanChart Offer | Get 5X Reward Points on Insurance Spends<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEhQTuU-ZS8M0MSpjyw2JyzIOtIs9YMzkcSDFGul_nb2AheD5pFCfcPfD5U73OHTwyREBg4Vz9hWDsLU5-OVJMloYt6DrSWg63D8V8zuZ6NbR24bSdHEjidfLLIYjZ0XBSnrQtmmMDTvnY-iHl4ih8MMssnpSxU-WvclGd181bGMZpgh7oJ-YkpejVnH=s646" style="margin-left: 1em; margin-right: 1em;"><img alt="StandChart 5X Reward Points on Insurance Spends" border="0" data-original-height="300" data-original-width="646" src="https://blogger.googleusercontent.com/img/a/AVvXsEhQTuU-ZS8M0MSpjyw2JyzIOtIs9YMzkcSDFGul_nb2AheD5pFCfcPfD5U73OHTwyREBg4Vz9hWDsLU5-OVJMloYt6DrSWg63D8V8zuZ6NbR24bSdHEjidfLLIYjZ0XBSnrQtmmMDTvnY-iHl4ih8MMssnpSxU-WvclGd181bGMZpgh7oJ-YkpejVnH=s16000" title="standard chartered insurance campaign" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><p style="text-align: justify;"><a href="https://www.sc.com/in/" target="_blank">Standard Chartered Bank</a> has triggered an insurance payment campaign where the cardholder will get accelerated i.e. 2X, 3X, and 5X rewards points for insurance transactions. This article outlays the offer details, fulfillment timeline, and conditions in regards to 5X reward points. Details below:</p><a name='more'></a><div style="text-align: justify;"><br /></div><div class="mbtTOC" style="text-align: justify;"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Offer Details</h3><div><b style="text-align: justify;"><br /></b></div><div><ul style="text-align: left;"><li>Get 5X Reward Points on every amount spent on insurance using your <a href="https://www.chargeplate.in/search/label/StanChart%20Cards?&max-results=15" target="_blank">StanChart Credit Card</a>.</li></ul><ul style="text-align: left;"><li>Maximum of 2,000 Reward Points.</li></ul><ul style="text-align: left;"><li>The offer is applicable on EMI transactions as well.</li></ul></div><div><div style="text-align: justify;"><br /></div></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Offer Duration</h3><div><br /></div><div><ul><li style="text-align: justify;">Offer valid from 15 January 2022 to 31 March 2022.</li></ul><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Offer Fulfillment</h3><div><br /></div><div><ul style="text-align: left;"><li>Accumulated rewards will get posted into the customer’s account within 90 days from the end of the offer period.</li></ul></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div></div><h3 style="text-align: justify;">Offer Conditions</h3><div><br /></div><div><ul><li style="text-align: justify;">The offer applies to all StanChart Credit Card customers who receive the offer communication from <a href="https://www.sc.com/in/" target="_blank">Standard Chartered Bank</a>.</li></ul><ul><li style="text-align: justify;">This offer does not apply to <a href="https://www.sc.com/in/" target="_blank">Standard Chartered</a> <a href="https://www.chargeplate.in/2019/07/standard-chartered-landmark-rewards.html" target="_blank">Landmark Rewards</a> & <a href="https://www.chargeplate.in/2019/09/standard-chartered-digismart-credit.html" target="_blank">DigiSmart</a> credit cardholders.</li></ul><ul><li style="text-align: justify;">NRE and NRO cardholders will not be eligible for this offer.</li></ul><ul><li style="text-align: justify;">Customers will qualify for 5X reward points if they use their <a href="https://www.sc.com/in/" target="_blank">Standard Chartered Bank</a> credit card in the insurance category defined by <a href="https://www.visa.co.in/" target="_blank">VISA</a>/<a href="https://www.mastercard.co.in/en-in.html" target="_blank">MasterCard</a>.</li></ul><ul><li style="text-align: justify;">If a cardholder has multiple credit cards, transactions across all the cards will be consolidated to qualify for the offer.</li></ul><ul><li style="text-align: justify;">Click <a href="https://www.sc.com/in/terms-and-conditions/insfivexjanoffer/" target="_blank">here</a> for General Terms & Conditions.</li></ul><div style="text-align: justify;"><br /></div></div><div style="text-align: justify;"><div><span style="text-align: left;">Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in" style="text-align: left;">contact@chargeplate.in</a><span style="text-align: left;">.</span></div><div><span style="text-align: left;"><br /></span></div><div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><span style="text-align: left;"><br /></span></div><br /></div></div><div style="text-align: justify;"><br /></div><div><div style="text-align: center;"><div class="separator" style="clear: both;"><div><br /></div></div></div></div><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-28440465351810426512022-01-15T15:45:00.002+05:302022-01-15T16:15:14.616+05:30StanChart Offer | Get 3X Reward Points on Insurance Spends<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEiEJDVAVG76NOx5tVFhoTaat56lbitwSwpkzGtKQ8DT7zFBeQsx5olzPP7RbBJOGqQANkqoxhtDbXxEtAWraguk33vstq-mSk2xHugP0lzR9AFd2d9ce1KxRw7ePKYFDwI-022viWFIAC48LKqNI7i8Si3Q1KGTJ6pTUB6i0LoWdsr7RYYbZla5mm6D=s560" style="margin-left: 1em; margin-right: 1em;"><img alt="StandChart Insurance Offer" border="0" data-original-height="350" data-original-width="560" src="https://blogger.googleusercontent.com/img/a/AVvXsEiEJDVAVG76NOx5tVFhoTaat56lbitwSwpkzGtKQ8DT7zFBeQsx5olzPP7RbBJOGqQANkqoxhtDbXxEtAWraguk33vstq-mSk2xHugP0lzR9AFd2d9ce1KxRw7ePKYFDwI-022viWFIAC48LKqNI7i8Si3Q1KGTJ6pTUB6i0LoWdsr7RYYbZla5mm6D=s16000" title="Standard Chartered Insurance Offer" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><p style="text-align: justify;"><a href="https://www.sc.com/in/" target="_blank">Standard Chartered Bank</a> has triggered an insurance payment campaign where the cardholder will get accelerated, i.e., 2X, 3X, and 5X rewards points for insurance transactions. This article outlays the offer details, fulfillment timeline, and conditions regarding 3X reward points. Details below:</p><a name='more'></a><div style="text-align: justify;"><br /></div><div class="mbtTOC" style="text-align: justify;"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Offer Details</h3><div><b style="text-align: justify;"><br /></b></div><div><ul style="text-align: left;"><li>Get 3X Reward Points on every amount spent on insurance using your <a href="https://www.chargeplate.in/search/label/StanChart%20Cards?&max-results=15" target="_blank">StanChart Credit Card</a>.</li></ul><ul style="text-align: left;"><li>Maximum of 2,000 Reward Points.</li></ul><ul style="text-align: left;"><li>The offer is applicable on EMI transactions as well.</li></ul></div><div><div style="text-align: justify;"><br /></div></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Offer Duration</h3><div><br /></div><div><ul><li style="text-align: justify;">Offer valid from 15 January 2022 to 31 March 2022.</li></ul><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Offer Fulfillment</h3><div><br /></div><div><ul style="text-align: left;"><li>Accumulated rewards will get posted into the customer’s account within 90 days from the end of the offer period.</li></ul></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div></div><h3 style="text-align: justify;">Offer Conditions</h3><div><br /></div><div><ul><li style="text-align: justify;">The offer applies to all StanChart Credit Card customers who receive the offer communication from <a href="https://www.sc.com/in/" target="_blank">Standard Chartered Bank</a>.</li></ul><ul><li style="text-align: justify;">This offer does not apply to <a href="https://www.sc.com/in/" target="_blank">Standard Chartered</a> <a href="https://www.chargeplate.in/2019/07/standard-chartered-landmark-rewards.html" target="_blank">Landmark Rewards</a> & <a href="https://www.chargeplate.in/2019/09/standard-chartered-digismart-credit.html" target="_blank">DigiSmart</a> credit cardholders.</li></ul><ul><li style="text-align: justify;">NRE and NRO cardholders will not be eligible for this offer.</li></ul><ul><li style="text-align: justify;">Customers will qualify for 3X reward points if they use their <a href="https://www.sc.com/in/" target="_blank">Standard Chartered Bank</a> credit card in the insurance category defined by <a href="https://www.visa.co.in/" target="_blank">VISA</a>/<a href="https://www.mastercard.co.in/en-in.html" target="_blank">MasterCard</a>.</li></ul><ul><li style="text-align: justify;">If a cardholder has multiple credit cards, transactions across all the cards will be consolidated to qualify for the offer.</li></ul><ul><li style="text-align: justify;">Click <a href="https://www.sc.com/in/terms-and-conditions/insthreexjanoffer/" target="_blank">here</a> for General Terms & Conditions.</li></ul><div style="text-align: justify;"><br /></div></div><div style="text-align: justify;"><div><span style="text-align: left;">Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in" style="text-align: left;">contact@chargeplate.in</a><span style="text-align: left;">.</span></div><div><span style="text-align: left;"><br /></span></div><div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><span style="text-align: left;"><br /></span></div><br /></div></div><div style="text-align: justify;"><br /></div><div><div style="text-align: center;"><div class="separator" style="clear: both;"><div><br /></div></div></div></div><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com3tag:blogger.com,1999:blog-1300259667268453135.post-32085739881223524422022-01-15T15:31:00.002+05:302022-01-15T16:15:22.579+05:30StanChart Offer | Get 2X Reward Points on Insurance Spends<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgS-ONN5od7-NKaFnufOsp2gpXlZ-AD_bMLP_ZKgnppnMmJORYkye00i1TGmq1yp4djSpzNSHVsmTJ48AzMTN__ysCXpUtdnLvlGwvuBhvNYM6tDqXEpBxuZjkb3_l9e4j2Je16xG6D8BRu85tA2PE1jwDc75_JtwHfilb6619Euhqbc35Kb7f_s5av=s273" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Standard Chartered Insurance Offer" border="0" data-original-height="198" data-original-width="273" src="https://blogger.googleusercontent.com/img/a/AVvXsEgS-ONN5od7-NKaFnufOsp2gpXlZ-AD_bMLP_ZKgnppnMmJORYkye00i1TGmq1yp4djSpzNSHVsmTJ48AzMTN__ysCXpUtdnLvlGwvuBhvNYM6tDqXEpBxuZjkb3_l9e4j2Je16xG6D8BRu85tA2PE1jwDc75_JtwHfilb6619Euhqbc35Kb7f_s5av=s16000" title="Standard Chartered Insurance Offer" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><p style="text-align: justify;"><a href="https://www.sc.com/in/" target="_blank">Standard Chartered Bank</a> has triggered an insurance payment campaign where the cardholder will get accelerated i.e. 2X, 3X, and 5X rewards points for insurance transactions. This article outlays the offer details, fulfillment timeline, and conditions in regards to 2X reward points. Details below:</p><a name='more'></a><div style="text-align: justify;"><br /></div><div class="mbtTOC" style="text-align: justify;"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Offer Details</h3><div><b style="text-align: justify;"><br /></b></div><div><ul style="text-align: left;"><li>Get 2X Reward Points on every amount spent on insurance using your <a href="https://www.chargeplate.in/search/label/StanChart%20Cards?&max-results=15" target="_blank">StanChart Credit Card</a>.</li></ul><ul style="text-align: left;"><li>Maximum of 2,000 Reward Points.</li></ul><ul style="text-align: left;"><li>The offer is applicable on EMI transactions as well.</li></ul></div><div><div style="text-align: justify;"><br /></div></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Offer Duration</h3><div><br /></div><div><ul><li style="text-align: justify;">Offer valid from 15 January 2022 to 31 March 2022.</li></ul><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Offer Fulfillment</h3><div><br /></div><div><ul style="text-align: left;"><li>Accumulated rewards will get posted into the customer’s account within 90 days from the end of the offer period.</li></ul></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><br /></div></div><h3 style="text-align: justify;">Offer Conditions</h3><div><br /></div><div><ul><li style="text-align: justify;">The offer applies to all StanChart Credit Card customers who receive the offer communication from <a href="https://www.sc.com/in/" target="_blank">Standard Chartered Bank</a>.</li></ul><ul><li style="text-align: justify;">This offer does not apply to <a href="https://www.sc.com/in/" target="_blank">Standard Chartered</a> <a href="https://www.chargeplate.in/2019/07/standard-chartered-landmark-rewards.html" target="_blank">Landmark Rewards</a> & <a href="https://www.chargeplate.in/2019/09/standard-chartered-digismart-credit.html" target="_blank">DigiSmart</a> credit cardholders.</li></ul><ul><li style="text-align: justify;">NRE and NRO cardholders will not be eligible for this offer.</li></ul><ul><li style="text-align: justify;">Customers will qualify for 2X reward points if they use their <a href="https://www.sc.com/in/" target="_blank">Standard Chartered Bank</a> credit card in the insurance category defined by <a href="https://www.visa.co.in/" target="_blank">VISA</a>/<a href="https://www.mastercard.co.in/en-in.html" target="_blank">MasterCard</a>.</li></ul><ul><li style="text-align: justify;">If a cardholder has multiple credit cards, transactions across all the cards will be consolidated to qualify for the offer.</li></ul><ul><li style="text-align: justify;">Click <a href="https://www.sc.com/in/terms-and-conditions/instwoxjanoffer/" target="_blank">here</a> for General Terms & Conditions.</li></ul><div style="text-align: justify;"><br /></div></div><div style="text-align: justify;"><div><span style="text-align: left;">Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in" style="text-align: left;">contact@chargeplate.in</a><span style="text-align: left;">.</span></div><div><span style="text-align: left;"><br /></span></div><div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><span style="text-align: left;"><br /></span></div><br /></div></div><div style="text-align: justify;"><br /></div><div><div style="text-align: center;"><div class="separator" style="clear: both;"><div><br /></div></div></div></div><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0tag:blogger.com,1999:blog-1300259667268453135.post-72014336802910827762022-01-15T14:25:00.002+05:302022-01-15T15:29:10.072+05:30Amex Offer | Get 5% Cashback and a Flipkart Voucher on Utility Payments<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEho-xkkBqvkxRkV_vt0JAISh9y23JiAeZCwKAdZmhgxHvQuXp-Brl2a3ntT4LnctOKDW6KKQ2HoOniPInAX9JDV0jHaS4-kO-5zLAoFH2ZNsWsmREt4ubhjKJ0bxoFfWXmI15WQsOZtKatvGfFcwH21zUkvkscXdvmIydH6mRXN51HsRl4kapH9g4Wf=s977" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="American Express Utility bill Offer" border="0" data-original-height="601" data-original-width="977" src="https://blogger.googleusercontent.com/img/a/AVvXsEho-xkkBqvkxRkV_vt0JAISh9y23JiAeZCwKAdZmhgxHvQuXp-Brl2a3ntT4LnctOKDW6KKQ2HoOniPInAX9JDV0jHaS4-kO-5zLAoFH2ZNsWsmREt4ubhjKJ0bxoFfWXmI15WQsOZtKatvGfFcwH21zUkvkscXdvmIydH6mRXN51HsRl4kapH9g4Wf=s16000" title="American Express Utility Payment Offer" /></a></div><p style="text-align: justify;"><br /></p><p style="text-align: justify;">Charging your <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50">American Express</a> Card for Insurance & Utility payments doesn't fetch any reward points. However, with this utility bill payments offer triggered by <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50">American Express</a>, you will be able to get a 5% Cashback on the transaction amount + a <a href="https://www.flipkart.com/" target="_blank">Flipkart</a> voucher. Details below: </p><span><a name='more'></a></span><p style="text-align: justify;"><br /></p><div class="mbtTOC"><button onclick="mbtToggle()">Table of Contents</button><ol id="mbtTOC"></ol></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Offer Details</h3><div><br /></div><div><ul><li style="text-align: justify;">Pay your utility bills such as gas, water, electricity and get a 5% cashback with your <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50">American Express</a> Card. </li></ul><ul><li style="text-align: justify;">The 5% cashback gets capped at Rs. 500.</li></ul><ul><li style="text-align: justify;">Additionally, charging your card on utilities every calendar month (Jan '22, Feb '22, and Mar' 22)
during the offer period will get you a <a href="https://www.flipkart.com/" target="_blank">Flipkart</a> voucher worth Rs. 500.</li></ul><div style="text-align: justify;"><br /></div></div><h3 style="text-align: justify;">Offer Duration</h3><div><br /></div><div><ul><li style="text-align: justify;">Offer valid from 15 January 2022 until 31 March 2022. (inclusive of both days).</li></ul><div style="text-align: justify;"><br /></div></div><h3 style="text-align: justify;">Offer Fulfilment</h3><div><br /></div><div><ul><li style="text-align: justify;">Cashback and/or <a href="https://www.flipkart.com/" target="_blank">Flipkart</a> Voucher will be credited/sent to Cardmember's account/registered email address by 31 July 2022.</li></ul></div><div style="text-align: justify;"><br /></div><h3 style="text-align: justify;">Offer Conditions</h3><div><br /></div><div><ul><li style="text-align: justify;">The offer is applicable for only select <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50">American Express</a> Cardmembers. A Cardmember is eligible for this offer only if they have received an offer communication directly from <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50">American Express</a> through any of its channels.</li></ul><ul><li style="text-align: justify;">Only eligible transactions going through merchant platforms will be eligible for Cashback and/or <a href="https://www.flipkart.com/" target="_blank">Flipkart</a> Voucher. Transactions going through an aggregator (like <a href="https://www.paypal.com/in/home" target="_blank">Paypal</a>, <a href="https://paytm.com/" target="_blank">Paytm</a>, <a href="https://payu.in/" target="_blank">PayU</a>, <a href="https://www.chargeplate.in/search/label/Amazon?&max-results=15">Amazon Pay</a>, <a href="https://www.phonepe.com/">PhonePe</a>, etc.) may not be considered as eligible spends.</li></ul><ul><li style="text-align: justify;">Only the transaction/s taken with the Merchants categorized as Utility merchants by <a href="https://www.chargeplate.in/search/label/AMEX%20Cards?&max-results=50">American Express</a> would be considered for calculating eligible spends.</li></ul><ul><li style="text-align: justify;">Spends on the Supplementary Card(s) will be accounted for under the Basic Card only.</li></ul><ul><li style="text-align: justify;">For general T&Cs, click <a href="https://www.americanexpress.com/content/dam/amex/in/services/Utilities-Portfolio.pdf" target="_blank">here</a>.</li></ul><div style="text-align: justify;"><br /></div></div><div style="text-align: justify;"><br /></div><div style="text-align: justify;"><div><div><div><span style="text-align: left;">Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at </span><a href="mailto:admin@chargeplate.in" style="text-align: left;">contact@chargeplate.in</a><span style="text-align: left;">.</span></div><div><span style="text-align: left;"><br /></span></div><div><span style="text-align: left;">Thanks for reading!</span></div><div><span style="text-align: left;"><br /></span></div><a class="twitter-follow-button" data-show-count="false" href="https://twitter.com/ChargePlate_in?ref_src=twsrc%5Etfw">Follow @ChargePlate_in</a><script async="" charset="utf-8" src="https://platform.twitter.com/widgets.js"></script><div><br /></div></div></div><div><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="http://amex.in/refer/rAHMAK5YLF?CPID=100267379" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="306" data-original-width="812" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiuJLJnmEmtbjM9JTBSPcrPtksXk1TX41gEvflG4Lv2Tr9CXP5glXsikBmpoIs5DYZJs6m2wxDZ2uq_wDPtsABoDR1kuYk86k-6tiCFQs1oA8vi1edhQQzw9uawfNAO91HD677taEUbw6A/d/Apply+American+Express.png" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div><br /></div><div><br /></div><div><br /></div></div><script>mbtTOC();</script>Rahmathttp://www.blogger.com/profile/05796615326719299656noreply@blogger.com0