Axis Bank Flipkart Credit Card - A Gimmick [Full Details]

If you have read my article 'AXIS Bank Buzz Credit Card - Review,' you might remember that I told long back that Axis Buzz Credit Card has most probably been discontinued permanently, and now it has been confirmed. Axis Bank has permanently suspended new issuance for the Buzz Credit Card and has come up with 'Axis Bank Flipkart Credit Card.'

However, Axis Buzz Credit Card is still active for the users who had previously availed it. Still, Axis Bank is working hard enough to harass Buzz holders to the extent that the users themselves ditch it and get hold of the new Flipkart Credit Card, which is less attractive as per my opinion. Axis Bank is not honoring the milestone benefits of Buzz Card. I know numerous people who are banging their heads with less professional Axis Bank, customer care agents for it. You can read more about it by clicking here.

Anyway, let's get into the new, less attractive Axis Bank Flipkart Credit Card.

It offers:

⋆ INR 3300 worth of Welcome Benefits

- This is just a marketing gimmick. Rs 3300 activation benefits include:-

a) Rs. 500 worth Flipkart vouchers.

- This is worth it. As good as cash.

b) 6 months complimentary Gaana subscription.

- Useless! There are tons of merchants out there who are providing Gaana app subscription for free, or maybe you can simply go ahead and buy a 3 months subscription for just Re 1 at freecharge.

c) Rs. 500 off (Use coupon: GIAXISFK) on a domestic hotel at Goibibo. Valid on a minimum booking of Rs. 2,000

- Useless! Just open Goibibo App, and you can find even better offers on hotels anytime, such as below.

d) Rs. 500 off (Use coupon: MMTAXISFK) on a domestic hotel at MakeMyTrip. Valid on a minimum booking of Rs. 2,000

- Utterly useless! Better offers anytime available at MMT

e) Flat 15% cashback up to Rs.500 at Myntra. Valid on the first-ever transaction using Axis Bank Flipkart Credit Card

- Haha, Seriously?

f) 20% instant discount up to Rs. 400 (Use coupon: AXISFLIPKART) for new Urban Clap customers.

- Shameful! Just search on Google to get better deals

⋆ 5% cash back on purchases made on Flipkart, Myntra, 2GUD

- Buzz card is/was better, with Buzz card one can get Rs 600 off every month. With this new card, you can get some extra discounts only if your purchase is above Rs 12000 per month (5% of 12000 = 600 which is already available on Buzz card)

⋆ 4% cashback at MakeMyTrip, Goibibo, Uber, PVR, Curefit, and Urban Clap

- There are tons and tons of better Cashback offers available anytime on the merchants mentioned above.

⋆ 1.5% cash back on purchases made at all other retailers

- Decent but nothing special. Almost all basic cards provide similar rewards.

⋆ 4 complimentary Domestic Airport Lounge access per calendar year

- Nowadays, there are many debit cards as well with Airport Lounge access. Nothing eye-popping

⋆ 1% fuel surcharge waiver across all petrol stations in India

- LOL

Annual Fee : Rs 500 + Applicable Taxes

Bottom line: This is one of those cards which are launched as a cover-up card to make a fool out of the general public. In this case, its a cover-up card against Axis Buzz Card, which has been discontinued for new customers. Discontinued because it was an excellent card with outstanding milestone benefits of Rs 7000 as Flipkart EGV on spending 2 Lacs. But on spending 2 Lacs on this new card, all you can get is a waiver of Annual Fee of Rs 500. The saying in Hindi 'Khali dhol' perfectly matches it. 

Thanks for reading!

Any questions or suggestions? Just drop your comments below.