Kotak Mahindra Bank | Delight Platinum Credit Card

Entertainment, eating out, travelling – these are the few things that help us escape the humdrum of everyday life. With the Kotak Delight Platinum Credit Card, each of these experiences, and many others, will be even more delightful. Enjoy unmatched cashback, surcharge waivers and many other benefits, all rolled up into one card.

→ Attractive Cashbacks

- 10% Cashback on Dining & Movies

▸ You need to spend a minimum of Rs.10,000 per month on categories other than dining and movies in order to be eligible for 10% CB on dining & movies.

▸ Dining & Movie Transactions up to Rs. 4000 are eligible for cashback

▸ Cashback for a particular billing cycle will be credited in the next month billing cycle.

▸ A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle

→ Fuel & Railway Surcharge waiver 

▸ Enjoy fuel surcharge waive across all petrol pumps for transactions between Rs. 400/- and Rs. 4000/- (max. Rs. 4500/year)

▸ Enjoy railway surcharge waive for transactions on irctc.co.in & Indian Railway booking counters (max Rs. 500/year)

→ Enhanced Security Shield

▸ In case your Credit Card is stolen, you get a cover of Rs. 1,25,000/- against fraudulent usage up to 7 days pre-reporting

▸ You are required to immediately call KMB's Customer Contact Centre (1860 266 2666) and get your card deactivated/blocked to prevent misuse and register a claim with the Insurance Company.

→ Add-on Card

▸ Your Add-on Card will have all the benefits that you enjoy on your Primary Card.

▸ You can set the spending limit on your Add-on Card as you desire

▸ Track spends separately for each of your Add-on Card(s)

→ Eligibility Criteria:

▸ Should be a resident of India

▸ Location - Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai and Pune

→ Fees & Charges:

▸ Joining Fee - Rs 1999 + Applicable Taxes

▸ Annual Fee - Rs 299 + Applicable Taxes

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