Kotak Mahindra Bank | Silk Inspire Credit Card

Make shopping rewarding. Explore the Kotak Silk Inspire Platinum Credit Card that understands your every need and is custom made just for you. The card design is a work of art from Bharti Dayal, an exceptional painter from the heartland of Mithila, and will make the perfect companion in all your daily adventures.

◾ Rewards

- Earn 5X reward points on every Rs.100 you spend on apparels

- Earn 1 reward points for every Rs.200 on other spends

- Minimum Retail Spends in a billing cycle: Rs. 7500/-

◾ Milestone Benefit

- Spend Rs. 1,25,000 every 6 months and get 4 free PVR tickets

- In case you do not want PVR movie vouchers, you can also claim 10000 Reward Points instead of PVR tickets

◾ Enhanced Security Shield

- In case your Credit Card is stolen, you get a cover of Rs. 75,000/- against fraudulent usage up to 7 days pre-reporting

- You are required to immediately call KMB's Customer Contact Centre (1860 266 2666) and get your card deactivated/blocked to prevent misuse and register a claim with the Insurance Company.

◾ Add-on Card

- Your Add-on Card will have all the benefits that you enjoy on your Primary Card

- You can set the spending limit on your Add-on Card as you desire

- Track spends separately for each of your Add-on Card(s)

◾ Eligibility Criteria

- The credit limit offered can be as high as 80% of your Fixed Deposit (FD) amount

- Minimum FD Amount - Rs. 50,000

- Should be a resident of India

- Location - Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, and Pune

◾ Fees & Charges:

- Joining Fee - Rs 599 + Applicable Taxes

- Annual Fee - Rs 599 + Applicable Taxes

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