Hands-on with HDFC Regalia Credit Card

My HDFC Regalia First Credit Card was due for renewal on 11/19. I was expecting the replacement card with a new expiry date; instead, I received the upgraded HDFC Regalia - The Luxury Credit Card.

After InfiniaRegalia is the best credit card offered by HDFC Bank. It is also one of India's best credit cards for the past couple of years, and anybody interested in plastic money would surely know about Regalia.

• Unmatched Reward Points
- Earn 4 Reward Points on every Rs. 150 spent
- 1 RP = 0.50 INR (That's an awesome 1.34% value back)

• Outstanding Milestone Benefits
- Get 15,000 Reward Points on spends of Rs. 8,00,000 in each anniversary year
- Get 10,000 Reward Points on spends of Rs. 5,00,000 in each anniversary year

• Fuel Benefits
- Fuel Convenience fee waiver of 1% on all fuel transactions
- Applicable only for fuel transactions between Rs. 400 to Rs. 5000
- Maximum waiver of INR 500 per statement cycle

• Complimentary Zomato Gold Membership
- Spend 75,000 within first 90 days from the card setup date and get Complimentary Zomato Gold Membership

• Complimentary Priority Pass Membership
- Access 1000+ Airport Lounges around the world through Priority Pass Membership 6 times in a calendar year.
- Your Add-on card members can also avail this privilege jointly

• Domestic Airport Lounge Access
- Avail 12 complimentary lounge access per calendar year.
- The lounge access is not restricted to quarterly visits like other card providers do.

• Comprehensive Protection 
- Air accident insurance cover worth Rs 1 crore to your nominated kin.
- Overseas Medical emergency insurance covers up to Rs 15 lakh when you travel outside your home country.
- Credit liability cover of up to Rs. 900,000 available to the primary cardholder

• Preferential Financial Benefits
- Lowest foreign currency mark up of 2% on all your foreign currency spends

• Fee Structure:
- An annual membership fee of Rs 2,500 + Applicable Taxes
- Waived off if annual spends cross Rs 3 Lac

(You can keep it for free by calling the customer care and get a biller added such as a postpaid mobile bill, LIC premium, etc.)

HDFC Regalia is genuinely a premium credit card bundled with great features.

Thanks for reading! 

Hands-on with HDFC Regalia Credit Card Hands-on with HDFC Regalia Credit Card Reviewed by Rahmat on August 19, 2019 Rating: 5

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