IRCTC SBI Card Premier | Features | Benefits | Fee Structure

IRCTC SBI Card Premier Features

After the enormous success of IRCTC SBI Platinum Credit Card, one of India’s largest travel card programmes. SBI Card has accommodated a new IRCTC card in its card inventory, named IRCTC SBI Card Premier, which is basically an upgraded and a facelifted version of the IRCTC SBI Platinum Credit Card. Details below:

    Welcome Gift

    • Get 1500 activation bonus Reward points on payment of the joining fee.
    • Basically, you get back the entire joining fee in form of Bonus Reward Points.
    • Bonus Reward Points will be credited to the IRCTC SBI Premier Card account within 45 days of the eligible transaction.

    Reward Benefits

    • Get 3 RP for every Rs. 125 spent on Dining and standing instructions on Utility spending.
    • Get 1 RP for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at and IRCTC Mobile App (Android only).
    • Additionally, you can also save 1% transaction charges on railway ticket bookings on

    Value Back Benefits

    • Buy tickets through IRCTC for AC1, AC2, AC3, and AC CC and get 10% value back as Reward points.
    • 1 Reward Point = Re. 1.
    • 5% back on Air ticket purchases on Addtionally, save 1.8% transaction charges on airline ticket bookings.
    • Link your IRCTC SBI Card loyalty number with your IRCTC login id to redeem your Reward Points on IRCTC Website and Mobile App (Android only). For details, click here.

    Milestone benefits

    • Earn 2,500 Reward Points on annual travel spending of Rs. 50,000.
    • Earn 5,000 Reward Points on annual travel spending of Rs. 1,00,00.
    • Reward Points will be credited within 15 days of achieving the milestone.

    Railway Lounge Program

    • Enjoy 8 complimentary railway lounge access in a year at participating lounges in India.
    • Quadfercated to 2 Lounge access per quarter.
    • Railway lounges access has been restricted to primary cardholders only.
    • Click here for a list of participating lounges.

    Fuel Surcharge Waiver

    • 1% fuel surcharge across all petrol pumps in India.
    • Applicable on transactions of Rs. 500 - Rs. 4,000 exclusive of GST and other charges.
    • The waiver gets capped at Rs. 250 per statement cycle.

    Complimentary Insurance Cover

    • Complimentary Rail Accident Insurance of INR 10 Lakhs.
    • Complimentary Air Accident insurance of INR 50 Lakhs.
    • Complimentary Fraud Liability cover of INR 1 Lakh

    Fee Structure

    • One-time Joining Fee: Rs. 1,499 + Taxes
    • Annual Fee: Rs. 1,499 + Taxes

    UPDATE: Loyalty member is now not mandatory as one of the passengers in the redemption ticket. Click here to know more.

    Should you require any further information, please do not hesitate to drop us a line in the comment section below. Alternatively, you can also write to us at

    Thanks for reading!

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    IRCTC SBI Card Premier | Features | Benefits | Fee Structure IRCTC SBI Card Premier | Features | Benefits | Fee Structure Reviewed by Rahmat on December 14, 2019 Rating: 5

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