Bank of Baroda Easy Credit Card | Features & Details

bob easy credit card


Bank of Baroda Easy Credit Card


Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. And lately, we get to see quite a couple of offers built exclusively for BoB Cards. A list of all the active offers on BoB Cards can be accessed by clicking here. Frequently, BoB Cards also offers instant discounts & cashback for shopping on eCommerce giants such as Amazon Flipkart


This article covers Features & Details pertaining to Bank of Baroda Easy Credit Card Details below:


    Reward Points

    • Earn 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies spends.
    • 1 Reward Point for every Rs. 100 spent on other categories.
    • Get 0.5% of the card bill payment as cashback in your next statement.
    • 1 RP = 0.25P.
    - Note that the cardholder would not fetch Reward Points on fuel transactions and that the 5X Rewards are capped at 1000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate.


    Reward Rate

    • 1.25% RR on 5X category
    • 0.25% RR on regular spending.

    Fuel Surcharge Waiver

    • 1% fuel surcharge waiver at all fuel stations across India.
    • The waiver applies to transactions between Rs. 400 and Rs. 5000.
    • The maximum fuel surcharge waiver gets capped at Rs. 250 per statement cycle.

    Easy EMI option

    • Convert purchase of  Rs 2500+ on your card into easy EMIs of 6 & 12 months.

    Fee Structure

    • First-year Fee: Rs. 500 + Taxes
    - Spend Rs. 6,000 on your card within 60 days for fee reversal. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made.
    • Annual Fee: Rs. 500 + Taxes
    - Spend Rs. 35,000 on your card in a year for the fee waiver.


    CP's Take


    A very mediocre credit card that has nothing much to offer. The RPs and fuel surcharge waivers are something that almost every card offers. However, one can save some bucks from it through occasional instant discounts & cashback offered by e-commerce sites exclusively built on BoB Cards.


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    Bank of Baroda Easy Credit Card | Features & Details Bank of Baroda Easy Credit Card | Features & Details Reviewed by Rahmat on March 23, 2021 Rating: 5

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