Bank of Baroda Prime Credit Card | Secured Credit Card | Features & Details - ChargePlate

Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. And lately, we get to see quite a couple of offers built exclusively for BoB Cards. A list of all the active offers on BoB Cards can be accessed by clicking here. Frequently, BoB Cards also offers instant discounts & cashback for shopping on eCommerce giants such as Amazon & Flipkart.

This article covers Features & Details pertaining to Bank of Baroda Prime Credit Card Details below:

Guaranteed issuance

No income documents requited for this secured credit card.

Get PRIME Credit Card against a fixed deposit of as low as Rs 15,000.

Reward Points

Earn 4 reward points for every Rs. 100 spent on the card.

1 RP = 0.25P.

Reward Rate = 1%.

Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India.

The waiver applies to transactions between Rs. 400 and Rs. 5000.

The maximum fuel surcharge waiver gets capped at Rs. 250 per statement cycle.

The cardholder would not fetch Reward Points on fuel transactions.

Easy EMI option

Convert purchase of Rs 2500+ on your card into easy EMIs of 6 & 12 months.

Fee Structure

First-year Fee: Nil

Annual Fee: Nil

CP's Take

Just another piece of plastic that has nothing to offer. Even the reward rate is sub-standard when compared to other cards in the same segment. However, one can save some bucks from it through occasional instant discounts & cashback offered by e-commerce sites exclusively built on BoB Cards.

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